321 Broadway Unit A2, Santa Cruz, CA, 95060
About This Home
Tucked into the secure, resort-like retreat of Pacific Terrace, this spacious one-bedroom, one-bath condo boasts an expansive living area, a serene master suite, and a dining room flowing into the living space, plus stacked laundry and a cozy fireplace. Step out onto the generous covered patio, an ideal spot for morning coffee or evening unwinding. This light-filled, second-floor, single-level unit faces West, offering abundant natural light while preserving your privacy. Pacific Terrace impresses with lush grounds, a sparkling pool, spa, sauna, BBQ area, gated underground parking with storage, an elevator, and warm pet-friendly policies! Just steps from the shops and dining of Pacific Avenue, this home delivers an urban-coastal lifestyle, perfect as a second home or for pedal commuters and transit riders. First-time buyers, stop renting and start owning this gem. Guest parking at 320 Soquel Avenue.
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Composition, Shingle
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
Bathroom
- Features: ShowerandTub
Bedroom
- Features: PrimaryBedroomonGroundFloor
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,028
- Total interior livable area: 1,028 sqft
Property
Accessibility
- Accessibility features: Elevator/Lift,Parking
Details
- Parcel number: 00585110000
- Zoning: Res
- Special condition: Standard
Features
- Stories: 1
- Pool features: In Ground
- Spa features: Other
Parking
- Total spaces: 1
- Parking features: Assigned
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $684 | $8,208 |
| Electricity | $398 | $4,786 |
| Total | $4,079 | $48,948 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $549,000 |
| 2026-06-03 | Listed for sale | $575,000 |
View on Zillow