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902 Laurent St, Santa Cruz, CA, 95060

3beds
3baths
3,356sqft
$2,950,000
$879price/sqft
$19,203/moest. monthly cost
$768,120/yrincome needed

About This Home

Unobstructed views of the Pacific Ocean and Monterey Bay from this exquisite home located in the desirable Westlake community. No expense was spared when completely remodeled in 1998. Tile, granite, marble and only the best in fixtures throughout. Main level of the home consists of the living room with fireplace, family room, dining area, kitchen, primary bedroom with bathroom, second bedroom, second bathroom and laundry room. An enchanting staircase leads downstairs to an additional living room with fireplace, bar area, third bedroom and bathroom. Large, expansive decks off both levels with spectacular views along with your own putting green. Too many features to list. See for yourself.

Getting Around

68
WalkingSomewhat Walkable
34
TransitSome Transit
83
BikeVery Bikeable

Schools

9/10
9/10
10/10
Santa Cruz High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Garage,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,356
  • Total interior livable area: 3,356 sqft

Property

Details

  • Parcel number: 00634113000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 7,971 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,On Street,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,916$178,992
Home Insurance *$466$5,592
Property Taxes $3,102$37,224
Electricity $719$8,635
Total$19,203$230,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$658,388/yr
40% on housing$576,090/yr
45% on housing$512,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$879This listing

vs Other Active Listings

Avg $/sqft

ZIP 95060$673
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95060$895
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-17Listed for sale$3,195,000

For Sale by Agent

AgentRussell Gross
BrokerageRussell E. Gross Real Estate

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