223 Rigg St, Santa Cruz, CA, 95060
About This Home
Completely remodeled Lower Westside home on an oversized 9,000+ sqft lot. Renovated approx. 10 years ago as the owners forever home, this home features quality upgrades including dual-pane windows, new electrical/panel, brand new roof, new furnace/ducting, tankless water heater, exterior paint, rain gutters, remodeled kitchen with custom cabinetry and granite countertops, and an updated bathroom. The home offers 3 spacious bedrooms and 1 large bathroom with a tub and shower and a functional layout. Featuring both an eat-in kitchen and a formal dining room allowing for additional flexibility. Above the garage is a private upper-level retreat with a generous bonus room, bar area, and large outdoor deck; ideal for guests, home office, or creative space with a 1/2 bath located below. Automatic gate for driveway including a two-car garage and parking for multiple vehicles. Large laundry room with sink and additional storage space. The deep backyard features a lawn, established fruit trees, multiple entertaining areas, and a stunning covered all season outdoor dining space. This home is conveniently located near West Cliff Drive, beaches, eateries, shopping, parks, and is located within the Westlake Elementary attendance area.
Getting Around
Very Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1952
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven/Range,Washer/Dryer
- Laundry features: In Utility Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: EatinKitchen, FormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,971
- Total interior livable area: 1,971 sqft
Property
Details
- Parcel number: 00649309000
- Zoning: Residential
- Special condition: Standard
Features
- Stories: 1
Lot
- Lot size: 9,365 sqft
Parking
- Total spaces: 2
- Parking features: Carport,Detached,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,096 | $109,152 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $1,799 | $21,588 |
| Electricity | $422 | $5,071 |
| Total | $11,601 | $139,212 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Listed for sale | $1,799,000 |
| 2026-08-05 | Contingent | $1,799,000 |
| 2026-07-13 | Price change | $1,799,000 |
| 2026-06-29 | Price change | $1,845,000 |
| 2026-06-09 | Listed for sale | $1,895,000 |
| 2013-07-18 | Sold | $70,000 |
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