116 Mott Ave, Santa Cruz, CA, 95062
About This Home
Just steps from Seabright Beach, this exceptional custom residence captures the essence of coastal luxury in one of the most iconic neighborhoods on the shoreline. With breathtaking ocean views and an atmosphere that is both serene and sophisticated, this is seaside living at its finest. Thoughtfully designed and impeccably constructed, the home spans three expansive levels and features three-zone radiant heating for year-round comfort. The main level offers two beautifully appointed bedrooms, each with sliding glass doors that open effortlessly to outdoor spaces, inviting in the ocean breeze. The lower level provides a generous family retreat complete with a full bath ideal for guests or relaxed entertaining. Above, soaring vaulted ceilings with bespoke architectural detailing create a stunning sense of volume and light. This level opens to a spacious tiled terrace, perfectly positioned to take in sweeping views of the beach and sparkling waters beyond. A rare opportunity to own a refined coastal sanctuary in an unparalleled location.
Getting Around
Very Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: In Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningBar
Family Room
- Features: SeparateFamilyRoom
Features
- Vaulted Ceiling(s),Inverted Floor Plan
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Radiant Floor
- Cooling features: None
Interior Area
- Total structure area: 1,610
- Total interior livable area: 1,610 sqft
Kitchen
- Features: Countertop_Tile
Property
Details
- Parcel number: 01028413000
- Zoning: R-1
- Special condition: Standard
Features
- Stories: 3
Lot
- Lot size: 1,785 sqft
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,141 | $157,692 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $2,493 | $29,916 |
| Electricity | $398 | $4,786 |
| Total | $16,303 | $195,636 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $2,989,000 |
| 2001-05-02 | Sold | $1,150,000 |
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