525 El Rio St, Watsonville, CA, 95076
About This Home
Welcome to 525 El Rio! This 2-bedroom, 1-bath home is nestled on a quiet street within a 55+ community, offering the perfect blend of comfort and convenience. Recently updated with a new roof and fresh carpet, this property presents an excellent opportunity for you to add your personal touch and make it your own. Offering exceptional value, this inviting residence features a traditional brick fireplace that creates a warm and welcoming living space. The backyard includes a dedicated gardening area, perfect for planting flowers, herbs, or your favorite vegetables. Relax in a serene setting while enjoying all that this well-maintained community has to offer. Don't miss this chance to create the home you've always dreamed of - come see 525 El Rio today!
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Slab
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bathroom
- Features: Tub
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 930
- Total interior livable area: 930 sqft
Property
Details
- Parcel number: 01741507000
- Zoning: R1
- Special condition: Standard
Features
- Pool features: Other
- Exterior features: Back Yard
Lot
- Lot size: 3,136 sqft
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,604 | $31,248 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $708 | $8,496 |
| Electricity | $398 | $4,786 |
| Total | $3,815 | $45,780 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $515,000 |
View on Zillow