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729 Martinelli St, Watsonville, CA, 95076

4beds
3baths
2,233sqft
$985,000
$441price/sqft
$6,701/moest. monthly cost
$268,040/yrincome needed

About This Home

A charming single-level home on one of the largest corner lots in the highly desirable Martinelli neighborhood. Offering abundant space and endless potential, this home is ready for your personal touchwhether you envision a custom remodel or prefer to move in and enjoy it as is. The updated kitchen provides a functional and inviting space for everyday living, while the generous family room offers flexibility as a fifth bedroom, home office, or additional living area. Recent improvements include exterior paint, a newer roof, and energy-efficient double-pane windows. A backyard with plenty of room for entertaining, gardening, or conveniently storing recreational vehicles. Ideally located in a sought-after neighborhood, you'll enjoy easy access to local shops and restaurants, as well as a short drive to beaches for relaxing coastal escapes. All highways are easily accessible.

Getting Around

77
WalkingVery Walkable
38
TransitSome Transit
60
BikeBikeable

Schools

2/10
E. A. Hall Middle SchoolGrades 6-80.6 mi
4/10
Watsonville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven/Range
  • Laundry features: In Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Vinyl Linoleum,Wood
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,233
  • Total interior livable area: 2,233 sqft

Kitchen

  • Features: Countertop_SolidSurfceCorian

Property

Details

  • Parcel number: 01916405000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 10,846 sqft

Parking

  • Total spaces: 2
  • Parking features: On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$202$2,424
Property Taxes $1,041$12,492
Electricity $478$5,746
Total$6,701$80,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,748/yr
40% on housing$201,030/yr
45% on housing$178,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 95076$490
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95076$576
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$985,000
2026-07-28Listed for sale$989,000
2026-06-30Contingent$989,000
2026-06-26Listed for sale$989,000
2023-09-11Sold$910,000
2023-08-18Pending sale$899,000
2023-07-29Contingent$899,000
2023-07-18Listed for sale$899,000

For Sale by Agent

AgentAngelica Martinez
BrokerageDavid Lyng Real Estate

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