4 Traci Ct, Scotts Valley, CA, 95066
About This Home
Beautifully refreshed custom home in the highly sought-after Granite Creek Estates community of Scotts Valley. Set on an expansive 34,892 sq ft lot & cul-de-sac adjacent to a 40 acre greenbelt w/majestic redwoods, this spacious 4 bd, 2.5 ba executive residence offers 2,975 sq ft of thoughtfully designed living space blending privacy, comfort & modern amenities in a premier commute location. Updated in 2026, the home features soaring ceilings, refinished wood floors on the ground level, new carpet upstairs, designer chandeliers, contemporary recessed lighting & a custom banister. The spacious kitchen includes new quartz countertops, stainless appliances, updated faucets, sink & a walk-in pantry. The living spaces are anchored by a custom concrete fireplace hearth & flow seamlessly to expansive new entertainment decks overlooking the peaceful park-like setting. The primary suite offers a private balcony retreat surrounded by tranquil views & natural beauty. Additional highlights include double sinks in the primary & guest baths, modern outdoor LED lighting, updated electric sub-panels, laundry room, automatic whole-home generator & easy access to the community garden. Located within the award-winning Scotts Valley School District & just minutes to shopping, dining, hiking trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Double Oven
- Laundry features: Gas Dryer Hookup,Tub/Sink,Inside
Bathroom
- Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, Tile, HalfonGroundFloor
Bedroom
- Features: PrimarySuiteRetreat, WalkinCloset
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom, FormalDiningRoom
Family Room
- Features: KitchenFamilyRoomCombo
Features
- High Ceilings,Vaulted Ceiling(s),Video Audio System,Walk-In Closet(s)
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,975
- Total interior livable area: 2,975 sqft
Kitchen
- Features: Island, Pantry
Property
Details
- Parcel number: 02423126000
- Zoning: R1
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Deck
- Exterior features: Barbecue
- Has view: Yes
- View description: Forest/Woods
Lot
- Lot size: 0.80 Acres
Parking
- Total spaces: 2
- Parking features: Attached,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Wildfire
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,434 | $149,208 |
| Home Insurance * | $485 | $5,820 |
| Property Taxes | $2,586 | $31,032 |
| Electricity | $637 | $7,655 |
| Total | $16,142 | $193,704 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $2,365,000 |
| 2026-06-18 | Listed for sale | $2,459,000 |
| 1996-09-13 | Sold | $605,000 |
For Sale by Agent
View on Zillow