460 Rodriguez St, Santa Cruz, CA, 95062
About This Home
Do you need shared living- This is a 3 Bedroom+ 1 bath and a 2 bedroom + 1bath being rented like a duplex. Buy it with a friend, other family members (aging parents/ adult siblings), or live in one side and rent the other??? Sellers are working with county and architect to finalize it as a single family with ADU. But so many options: build a spec home on this HUGE lot or make it a Single family home again! This Live Oak midtown location is awesome and so easy to get to. Two single-level homes for the price of one. Currently configured as two separate living spaces (3BR/1BA + 2BR/1BA) Buyers are encouraged to explore options to restore the home to a single-family layout, or create an ADU, or reimagine the property to suit your vision (buyer to verify with the planning dept). The expansive lot provides flexibility for redevelopment, expansion, or outdoor living enhancements. Ideal for those seeking a project with upside, this property is being offered as-is (cash only) or wait for the red tag to be lifted and finance it. Either way it presents a unique opportunity to add value in a sought-after neighborhood close to beaches, shopping, and all that Santa Cruz has to offer. Ready to move in!
Getting Around
Somewhat Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven/Range
- Laundry features: In Utility Room
Bathroom
- Features: DoubleSinks, ShowersoverTubs2plus, FullonGroundFloor
Bedroom
- Features: GroundFloorBedroom, LoftBedroom, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningArea, DiningAreainLivingRoom
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,Vaulted Ceiling(s)
- Door features: None
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,059
- Total interior livable area: 1,059 sqft
Kitchen
- Features: Countertop_Formica, Countertop_Tile
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 02609102000
- Zoning: R-1-5
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Back Yard,Fenced
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Greenbelt
Lot
- Lot size: 7,971 sqft
- Features: Level
Parking
- Total spaces: 5
- Parking features: No Garage,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,699 | $80,388 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $1,391 | $16,692 |
| Electricity | $398 | $4,786 |
| Total | $8,626 | $103,512 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $1,325,000 |
| 2024-11-08 | Sold | $1,155,000 |
| 2024-11-03 | Pending sale | $1,150,000 |
| 2024-09-19 | Contingent | $1,150,000 |
| 2024-09-09 | Listed for sale | $1,150,000 |
For Sale by Agent
View on Zillow