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121 Vista Prieta Ct, Santa Cruz, CA, 95062

2beds
1baths
845sqft
$319,100
$378price/sqft
$2,546/moest. monthly cost
$101,840/yrincome needed

About This Home

Getting Around

62
WalkingSomewhat Walkable
39
TransitSome Transit
94
BikeBiker's Paradise

Schools

6/10
7/10
Shoreline Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Shingle

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Family Room

  • Features: SeparateFamilyRoom

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 845
  • Total interior livable area: 845 sqft

Property

Details

  • Parcel number: 02643117
  • Zoning: R-1-6
  • Special condition: Standard

Features

  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: Common
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$33$396
Property Taxes $502$6,024
Electricity $398$4,786
Total$2,546$30,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,291/yr
40% on housing$76,380/yr
45% on housing$67,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 95062$836
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95062$933
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-29Listed for sale$354,100
2008-12-31Sold$175,000

For Sale by Agent

AgentRobert Slawinski
BrokerageeXp Realty of California Inc

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