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203 Vista Prieta Ct, Santa Cruz, CA, 95062

1beds
1baths
600sqft
$235,000
$392price/sqft
$1,727/moest. monthly cost
$69,080/yrincome needed

About This Home

Are you a senior, looking for an affordable condo in a convenient location, in the heart of the county? Check this out! Vista Prieta is a senior, Measure J condo complex situated in Live Oak, the "sweet spot" between City of Santa Cruz and City of Capitola. This clean, upstairs, single level condo is in great shape and ready to sell. Laundry facility is just down the hall, and a dedicated parking spot is included in the purchase. Use the community room to work on a puzzle or play cards with neighbors. NOTE: Some photos have been virtually staged - no furniture is included in sale or physically on site. PLEASE NOTE: This unit is reserved for a buyer(s) who is 62 or older AND qualifies to purchase under the current Measure J requirements. PLEASE CAREFULLY REVIEW THOSE REQUIREMENTS WITH YOUR REALTOR AND LENDER PRIOR TO VIEWING THE UNIT OR WRITING AN OFFER. Sorry, no investors. BUYER TO VERIFY ALL INFORMATION.

Getting Around

62
WalkingSomewhat Walkable
39
TransitSome Transit
94
BikeBiker's Paradise

Schools

6/10
7/10
Shoreline Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 02657114000
  • Zoning: RM-5
  • Special condition: Standard

Parking

  • Total spaces: 1
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$24$288
Property Taxes $117$1,404
Electricity $398$4,786
Total$1,727$20,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,211/yr
40% on housing$51,810/yr
45% on housing$46,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 95062$837
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95062$933
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-09Price change$235,000
2025-03-30Price change$260,000
2024-08-12Listed for sale$275,000
2016-10-05Listing removed$1,044
2013-01-12Listing removed$950
2012-12-11Listed for rent$950

For Sale by Agent

AgentD. Leilani Williams
BrokerageCoastal Life Real Estate

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