1524 17th Ave APT A, Santa Cruz, CA, 95062
About This Home
Live Oak Ocean Vibe If you've been looking for a well-maintained home with character, fresh Santa Cruz ocean air, and the bonus of rental income, welcome to Your Happy place. Set on a generous 9,235 sq. ft. lot, this inviting 3BR/2BA home is filled with natural light, soaring open-beam ceilings, saltillo tile floors, and warm wood accents. Tucked toward the rear of the property, the open living area with a warm gas fireplace feels far removed from the bustle of daily life. The spacious primary suite features an en-suite bathroom, vaulted ceilings, clerestory windows & wood accents. Freshly painted interior and exterior, a tastefully remodeled bath, and an attached 2-car garage complete the home's move-in-ready appeal. The permitted 1-bedroom, 1-bath ADU offers vaulted ceilings, loft storage, and fully fenced private front and side yardsideal for a family compound, guests, a home office, or rental income to help offset your mortgage. Live Oak is a central hub. Just minutes to Sunny Cove Beach, Pleasure Point Surfing, Sunday Farmers Market, HWY 1, parks, shopping, dining, and local coffee shops. Whether you are catching waves, meeting friends for coffee, or enjoying sunset walks, everything that makes Santa Cruz special is close to home. Come for the house. Stay for the lifestyle.
Getting Around
Very Walkable
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Concrete Perimeter
- Roof: Composition, Polyurethane
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Microwave,Gas Oven/Range,Refrigerator
- Laundry features: Gas Dryer Hookup,In Garage
Bathroom
- Features: StallShower2plus, Stone, Tile, UpdatedBaths, FullonGroundFloor
Bedroom
- Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: BreakfastBar, DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- High Ceilings,Open Beam Ceiling
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Insert,Living Room
Heating & Cooling
- Heating features: Central Forced Air Gas,Fireplace(s),Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,180
- Total interior livable area: 1,180 sqft
Property
Details
- Parcel number: 02913135000
- Zoning: RM-4
- Special condition: Standard
Features
- Stories: 1
- Fencing: Perimeter,Back Yard,Front Yard,Wood
Lot
- Lot size: 9,235 sqft
- Features: Level
Parking
- Total spaces: 4
- Parking features: Attached,Off Street,Parking Area
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,276 | $87,312 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $719 | $8,628 |
| Electricity | $398 | $4,786 |
| Total | $8,543 | $102,516 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $1,399,000 |
| 2026-08-06 | Price change | $1,399,000 |
| 2026-07-16 | Listed for sale | $1,439,000 |
| 2023-12-09 | Listing removed | -- |
| 2023-10-14 | Listed for rent | $2,050 |
| 2023-10-14 | Listing removed | -- |
| 2023-10-02 | Listed for rent | $2,350 |
| 2016-02-03 | Listing removed | $1,500 |
| 2016-01-13 | Listed for rent | $1,500 |
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