See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1780 48th Ave, Capitola, CA, 95010

2beds
1baths
1,000sqft
$1,497,000
$1,497price/sqft
$9,717/moest. monthly cost
$388,680/yrincome needed

About This Home

Welcome to 1780 48th Avenue, a beautifully remodeled Capitola gem offering the perfect blend of comfort, style, and convenience. This charming 2-bedroom, 1-bath home features approximately 1,000 square feet of thoughtfully updated living space, creating a move-in-ready opportunity in one of the area's most desirable locations. The bright and inviting interior showcases modern finishes, an open and functional layout, and a seamless flow for everyday living. Step outside to an expansive backyard with exceptional space for entertaining, gardening, pets, play, or future possibilities. Whether you're hosting friends, enjoying a quiet evening outdoors, or soaking up the coastal sunshine, this oversized outdoor retreat is a rare find. Ideally situated near Capitola Village, beaches, shopping, dining, parks, and commuter routes, this home offers the best of coastal living with everyday convenience. A wonderful opportunity for first-time buyers, downsizers, investors, or anyone seeking a turnkey home in a prime Capitola location. Remodeled. Spacious. Ideally Located. Welcome home.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
89
BikeVery Bikeable

Schools

6/10
Soquel Elementary SchoolGrades K-50.7 mi
7/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Gas Oven
  • Laundry features: In Utility Room

Bathroom

  • Features: StallShower, Tile, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 03402324000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Back Yard

Lot

  • Lot size: 3,746 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,569$90,828
Home Insurance *$128$1,536
Property Taxes $1,622$19,464
Electricity $398$4,786
Total$9,717$116,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$333,154/yr
40% on housing$291,510/yr
45% on housing$259,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,497This listing

vs Other Active Listings

Avg $/sqft

ZIP 95010$767
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95010$1,347
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,447,000
2026-06-23Listed for sale$1,497,000
2019-08-30Sold$799,000
2019-08-10Pending sale$849,000
2019-07-24Price change$849,000
2019-07-09Listed for sale$899,000
2018-04-03Sold$799,000
2018-03-10Pending sale$799,000
2018-03-05Price change$799,000
2018-02-23Price change$829,000
2018-02-13Listed for sale$849,000
2003-04-28Sold$420,000

For Sale by Agent

AgentJessyka Sommers
BrokerageDavid Lyng Real Estate

Similar Homes