4630 Jewel St, Capitola, CA, 95010
About This Home
Tucked into Capitolas coveted Jewel Box neighborhood, 4630 Jewel St is a rare 1 bedroom, 1 bath gem that captures the essence of coastal charm. This special property offers a light, inviting interior with new flooring and an easy flow to the outdoor spaces. The beautifully landscaped yard creates a private retreat, perfect for relaxing, entertaining, or enjoying the coastal sunshine. Just moments from Capitola Village, beaches, shops, and dining, and close to Pleasure Point for some of the areas best surfing, this home delivers the ultimate blend of tranquility and convenience. Whether youre searching for a weekend escape, investment opportunity, or full-time beach bungalow, this is a truly unique offering in one of Capitolas most desirable locations.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningArea
Family Room
- Features: SeparateFamilyRoom
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total structure area: 564
- Total interior livable area: 564 sqft
Property
Details
- Parcel number: 03406107000
- Zoning: R1
- Special condition: Standard
Lot
- Lot size: 3,180 sqft
Parking
- Parking features: No Garage,Parking Area
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,815 | $69,780 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $1,094 | $13,128 |
| Electricity | $398 | $4,786 |
| Total | $7,405 | $88,860 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $1,299,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-12-23 | Listing removed | $2,200 |
| 2019-12-02 | Price change | $2,200 |
| 2019-11-23 | Listed for rent | $2,400 |
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