622 Sunset Dr, Capitola, CA, 95010
About This Home
A Cottage with Room to Spare in the Heart of Capitola. 622 Sunset is a beach-town home built for however life shows up. Up front, two bedrooms and a loft; out back, a one-bed, one-bath all to its own. Two connected spaces for guests, extended family, or a quiet home office. Room for everyone, or room to get away, sometimes in the same weekend. And all of it a short roll or stroll from Gayle's Bakery, Capitola Village, and Capitola Beach. Here the whole weekend happens on foot; coffee and a pastry in the morning, the sand in the afternoon, evenings in the Village; the kind of place where you park the car on Friday, leave the phone in a drawer, and don't reach for either until Monday. Everyday details make it easy, too: storage at the end of the carport and a laundry room you can reach from the bedroom or the patio. Whether you want everyone under one roof or space to spread out, 622 Sunset offers real beach-town living with the flexibility to grow around you; walkable, low-maintenance, and moments from the water.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Other,Concrete Perimeter and Slab
- Roof: Composition, Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher
Bathroom
- Features: ShowerandTub, Tile
Bedroom
- Features: LoftBedroom
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: BreakfastBar, NoFormalDiningRoom
Family Room
- Features: KitchenFamilyRoomCombo
Features
- Flooring: Tile,Wood
- Fireplace features: Family Room
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Other
Interior Area
- Total structure area: 1,337
- Total interior livable area: 1,337 sqft
Property
Details
- Parcel number: 03506218000
- Zoning: Residential
- Special condition: Standard
Features
- Stories: 1
Lot
- Lot size: 2,831 sqft
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,065 | $96,780 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $2,415 | $28,980 |
| Electricity | $398 | $4,786 |
| Total | $11,014 | $132,168 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $1,575,000 |
| 2026-07-05 | Listed for sale | $1,595,000 |
| 2018-02-07 | Listing removed | $1,500 |
| 2018-01-04 | Listed for rent | $1,500 |
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