620 Sunset Dr, Capitola, CA, 95010
About This Home
A Cottage in the Heart of Capitola. 620 Sunset is a beach-town cottage where the location does the work. On a quiet street in Riverview Terrace, you're an easy walk from Gayle's Bakery, Capitola Village, and Capitola Beach the kind of place where mornings start with coffee and a pastry, afternoons drift toward the sand, and evenings wind down in the garden. This is Capitola life at its most effortless. Weekend markets, sunset strolls along the water, and dinners just a few blocks from your door. The cottage itself is light, warm, and simple to maintain; a home that encourages for more time outside, so more of your day belongs to the beach than the to-do list. Out front, a usable yard offers room to garden, gather, or slow down under mature trees, and a versatile bonus structure works as a studio, workshop, or extra storage. Whether it's a weekend retreat, a lock-and-leave, or a first foothold in Capitola, 620 Sunset offers real beach-town living; walkable, low-maintenance, and minutes from the water.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Slab
- Roof: Composition, Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: NoFormalDiningRoom
Family Room
- Features: KitchenFamilyRoomCombo
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 457
- Total interior livable area: 457 sqft
Property
Details
- Parcel number: 03506219000
- Zoning: Residential
- Special condition: Standard
Features
- Patio & porch: Enclosed
- Exterior features: Fenced
- Fencing: Wood
Lot
- Lot size: 2,788 sqft
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,677 | $56,124 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $1,609 | $19,308 |
| Electricity | $398 | $4,786 |
| Total | $6,763 | $81,156 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $925,000 |
| 2026-07-05 | Listed for sale | $1,000,000 |
View on Zillow