




429 Capitola Ave, Capitola, CA, 95010
About This Home
Location location location. Just steps from beach, river and village shops and restaurants, this charming home was beautifully updated in 1990. Enter the 2-bedroom 1 bathroom unit through private gate and brick walkway surrounded by scents of herbs and flowers. Located in the picturesque Capitola, this residence offers a cozy and inviting atmosphere with open beam ceiling and French doors and windows that add character to the white interior with black accents. The kitchen features modern amenities including a marble countertop, garbage disposal, and a gas oven range. Large walk in shower in bathroom with a sun tunnel. French door leads out to sunny deck with views of the Capitola Trestle and has access to a lower brick patio and lower unit via the spiral stairway. The bonus value in this property is a large studio unit (bedroom 3 ) that is currently rented... The flooring throughout the home is a blend of tile, wood upstairs and engineered flooring in downstairs providing both durability and aesthetic appeal. The heating system includes baseboards and electric fireplace, The layout is efficiently designed to maximize space and functionality. For convenience, laundry is located in the utility room and storage area. Charming and convenient to all things Capitola has to offer.
Getting Around
Schools
Construction
Condition
- Year built: 1928
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Cottage,Country English,French
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Disposal,Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: In Utility Room
Bathroom
- Features: Marble, PrimaryStallShowers, StallShower2plus
Bedroom
- Features: GroundFloorBedroom
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: NoFormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,Open Beam Ceiling
- Door features: None
- Flooring: Other,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Free Standing,Living Room,Other
Heating & Cooling
- Heating features: Baseboard,Fireplace(s)
- Cooling features: None
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Features: Countertop_Marble
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 03509314000
- Zoning: Res
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Deck
- Exterior features: Barbecue,Courtyard
- Fencing: Gate
Lot
- Lot size: 1,002 sqft
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,574 | $90,888 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $1,608 | $19,296 |
| Electricity | $398 | $4,786 |
| Total | $9,708 | $116,496 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $1,498,000 |
| 2024-10-12 | Listing removed | $2,100 |
| 2024-09-12 | Listed for rent | $2,100 |
| 2023-11-02 | Listing removed | -- |
| 2023-09-30 | Price change | $1,950 |
| 2023-08-17 | Listed for rent | $2,100 |
| 2020-04-15 | Listing removed | $1,500 |
| 2020-03-17 | Listed for rent | $1,500 |
| 2019-02-22 | Listing removed | $1,500 |
| 2019-02-09 | Listed for rent | $1,500 |
| 2018-08-31 | Listing removed | $1,500 |
| 2018-08-18 | Listed for rent | $1,500 |
| 2016-05-31 | Listing removed | $1,500 |
| 2016-03-01 | Listed for rent | $1,500 |
| 2007-06-29 | Sold | $730,000 |
| 2000-12-08 | Sold | $475,000 |
| 1997-12-31 | Sold | $267,000 |
