870 Park Ave APT 316, Capitola, CA, 95010
About This Home
Welcome to 870 Park Avenue, Unit 316, where sweeping Monterey Bay views and effortless coastal living come together in one beautifully remodeled residence. From your private balcony, watch the sun melt into the horizon as sailboats drift across the bay and the ever-changing coastline provides a spectacular backdrop to everyday life. Inside, approximately 1,242 square feet of inviting living space showcases quality craftsmanship, designer finishes, and integrated smart home technology. The bright, open layout flows seamlessly between the living, dining, and kitchen areas, while the versatile third bedroom has intentionally remained open to create an expansive living space that easily adapts to your lifestyle, whether hosting friends, working from home, or enjoying a spacious dining area. Moments from Capitola Village, sandy beaches, charming cafés, boutique shopping, and scenic coastal trails, the location offers the very best of California. Community amenities include a pool, spa, fitness center, sauna, and inviting gathering spaces that enhance the relaxed resort style atmosphere. Sophisticated, move in ready, and perfectly positioned to embrace the beauty of Monterey Bay, this is an exceptional opportunity to experience the ease, comfort, and elegance of luxury coastal living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Foundation: Other
- Roof: Other
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Washer/Dryer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: Other
Features
- Fireplace features: Gas,Living Room
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,242
- Total interior livable area: 1,242 sqft
Property
Details
- Parcel number: 03642216000
- Zoning: Condominium
- Special condition: Standard
Features
- Pool features: Community,In Ground,Sauna or Steam Room
- Spa features: Other,Spa/HotTub
- Has view: Yes
- View description: Bay,Ocean,Water
- Has water view: Yes
- Water view: Bay,Ocean,Water
Parking
- Total spaces: 1
- Parking features: Assigned,Carport,Covered,Guest
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $1,246 | $14,952 |
| Electricity | $398 | $4,786 |
| Total | $7,685 | $92,220 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $1,175,000 |
View on Zillow