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2603 Willowbrook Ln Unit 22, Aptos, CA, 95003

3beds
2baths
1,398sqft
$750,000
$536price/sqft
$5,159/moest. monthly cost
$206,360/yrincome needed

About This Home

Beautifully updated condo in the desirable Willowbrook community, located just about a mile from New Brighton State Beach and minutes to Capitola Village. The remodeled kitchen features quartz countertops, a farmhouse sink, and modern finishes, complemented by luxury vinyl plank flooring throughout. The light-filled living room features soaring ceilings that create an open and inviting atmosphere. Three private patios provide great spaces for relaxing or entertaining, including one off the spacious primary suite with a large walk-in closet. The third bedroom is a versatile loft with its own patio and generous closet. Community amenities include a clubhouse, pool, spa, and tennis court. Includes a private detached one-car garage plus permitted parking. Conveniently located near Cabrillo College, the Cabrillo Farmers Market, The Farm Bakery, and offers easy access to Capitola Village, coastal trails, beaches, dining, and shopping.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Inside

Bathroom

  • Features: PrimaryStallShowers, ShowerandTub

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Property

Details

  • Parcel number: 03752102000
  • Zoning: RM-4
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community,In Ground
  • Spa features: Other

Parking

  • Total spaces: 1
  • Parking features: Detached,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$100$1,200
Property Taxes $869$10,428
Electricity $398$4,786
Total$5,159$61,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,880/yr
40% on housing$154,770/yr
45% on housing$137,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$536This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$691
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$775,000
2026-03-06Listed for sale$799,000
2019-02-15Sold$505,000
2019-01-15Pending sale$499,000
2018-12-03Price change$499,000
2018-10-26Listed for sale$589,000
2001-06-22Sold$177,000

For Sale by Agent

AgentTiffany Littlefield, eXp Realty of California Inc
BrokerageeXp Realty of California Inc

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