




645 Skyward Dr, Aptos, CA, 95003
About This Home
This private home in the Aptos hills less than five minutes above the village, pairs sweeping ocean and mountain views with storybook gardens on over an acre of land. High open-beam ceilings and expansive windows flood the main level with natural light and frame views of the bay and surrounding hills. The kitchen and dining area open to a welcoming patio, ideal for sunset dinners, sunrise coffees, weekend brunches, and easy indoor outdoor entertaining. Three bedrooms and 2.5 baths include a calm primary suite oriented to soft morning light with garden views and an expansive primary bath. Upstairs, a spacious loft room with bay views flexes beautifully as a media room, studio, or home office. Outside, terraced, drought tolerant gardens with roses and productive fruit trees create a private, year round oasis, complemented by a quiet sitting area under a majestic redwood grove. A covered back deck overlooks the gardens and hills, while a detached two car garage and generous parking for an RV, boat, or guests make hosting effortless. Five minutes to New Leaf and Aptos village, 15 mins to Capitola and 20 minutes to Santa Cruz.
Getting Around
Schools
Construction
Condition
- Year built: 1979
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Disposal,Built In Oven/Range,Refrigerator,Trash Compactor,Wine Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: PrimaryStallShowers, PrimarySunkenTub, ShowerandTub
Bedroom
- Features: WalkinCloset, PrimaryBedroomonGroundFloor
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
- Door features: None
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
Heating & Cooling
- Heating features: 2 plus Zones,Other
- Cooling features: None
Interior Area
- Total structure area: 2,186
- Total interior livable area: 2,186 sqft
Kitchen
- Features: Countertop_Granite
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04027131000
- Zoning: RA
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Drought Tolerant Plants
- Fencing: Front Yard,Partial
- Has view: Yes
- View description: Bay,City Lights,Forest/Woods,Hills,Mountain(s),Ocean
- Has water view: Yes
- Water view: Bay,Ocean
Lot
- Lot size: 1.36 Acres
- Features: Gentle Sloping
Parking
- Total spaces: 6
- Parking features: Detached,Guest,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Landslide
- Wildfire
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,596 | $103,152 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $1,645 | $19,740 |
| Electricity | $468 | $5,625 |
| Total | $10,936 | $131,232 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $1,799,000 |
| 2026-04-19 | Price change | $1,825,000 |
| 2026-02-24 | Listed for sale | $1,875,000 |
| 2020-12-02 | Sold | $1,390,000 |
| 2020-11-11 | Pending sale | $1,425,000 |
| 2020-10-21 | Price change | $1,425,000 |
| 2020-09-29 | Price change | $1,495,000 |
| 2020-09-21 | Listed for sale | $1,575,000 |
| 2011-09-21 | Sold | $800,000 |
| 2011-04-28 | Listed for sale | $829,000 |
| 2010-12-30 | Listing removed | $899,000 |
| 2010-07-24 | Price change | $899,000 |
| 2010-04-10 | Listed for sale | $945,000 |
