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430 Quail Run Rd, Aptos, CA, 95003

3beds
2baths
1,900sqft
$2,149,000
$1,131price/sqft
$13,678/moest. monthly cost
$547,120/yrincome needed

About This Home

Enjoy sweeping unobstructed Monterey Bay and Ocean views from this thoughtfully designed single-level home in a prime Aptos location. Vaulted open-beam ceilings and abundant natural light highlight the main living area, which flows seamlessly to a wraparound deck ideal for enjoying the coastal scenery. This flexible floor plan offers 3 bedrooms, 2 bathrooms, and a separate bonus space perfect for a home office or guest use. Each bedroom features direct deck access, enhancing indoor-outdoor living. Set on just over 2 acres, this property offers privacy and usable space. Additional features include a large 2-car garage, RV carport, raised garden beds and owned solar. Conveniently located within walking distance to Aptos Village with shopping, dining, and groceries, and just minutes to local beaches and ideally located just moments from the forest of Nisene Marks State Park , with easy access to miles of hiking and biking trails through majestic redwoods.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
5/10
Aptos Junior High SchoolGrades 7-80.8 mi
8/10
Aptos High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Open Beam Ceiling
  • Number of fireplaces: 1
  • Fireplace features: Other

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 04042106000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Barbecue,Drought Tolerant Plants
  • Has view: Yes
  • View description: Bay,City Lights,Forest/Woods,Garden/Greenbelt,Greenbelt,Hills,Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Bay,Ocean

Lot

  • Lot size: 2.08 Acres

Parking

  • Total spaces: 12
  • Parking features: Carport,Covered,Detached,Guest,Other,Parking Area,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Drought
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,866$130,392
Home Insurance *$287$3,444
Property Taxes $2,118$25,416
Electricity $407$4,889
Total$13,678$164,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$468,960/yr
40% on housing$410,340/yr
45% on housing$364,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,131This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$681
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$2,399,000
2017-05-15Sold$1,669,500
2017-05-01Pending sale$1,679,000
2017-04-24Listed for sale$1,679,000
2015-12-02Sold$1,575,000
2015-11-17Pending sale$1,795,000
2015-08-16Listed for sale$1,795,000

For Sale by Agent

AgentMichele Whitehead - Samples
BrokerageeXp Realty of California Inc

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