




264 Beach Dr, Aptos, CA, 95003
About This Home
Step inside a home where design and function meet at the highest level. A custom Bulthaup kitchen from Germany sets the tone, offering olive wood cabinetry, stainless steel countertops, and a sleek back-painted glass backsplash. Enjoy the integrated Miele appliances including a built-in espresso system and combination speed oven, complemented by a new Wolf induction cooktop and drawer-style dishwasher. Radiant heated floors run throughout, while thoughtful built-ins, including custom bedroom cabinetry and a wall-mounted TV, maximize comfort and storage. The home flows effortlessly to the outdoors with a full-width LaCantina bifold door, opening to ocean air and seamless indoor-outdoor living. A board-formed concrete fireplace anchors the space with warmth and texture. Upstairs, an ultra-private rooftop deck features porcelain pavers, Ipe stair treads, and a full outdoor kitchen with stainless cabinetry, refrigeration, and Dekton counters designed for entertaining above it all. Complete with an outdoor hot-water shower and direct beach access just steps away. This is coastal living, refined.
Getting Around
Schools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Slab
- Roof: Flat
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: NoFormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Radiant
- Cooling features: None
Interior Area
- Total structure area: 558
- Total interior livable area: 558 sqft
Property
Details
- Parcel number: 04307263000
- Zoning: RM-2.5
- Special condition: Standard
Features
- Patio & porch: Balcony/Patio
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 653 sqft
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $234 | $2,808 |
| Property Taxes | $1,984 | $23,808 |
| Electricity | $398 | $4,786 |
| Total | $11,464 | $137,568 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $1,995,000 |
| 2012-05-31 | Sold | $970,000 |
| 2012-05-29 | Pending sale | $1,049,000 |
| 2012-05-24 | Listed for sale | $1,049,000 |
| 2012-05-10 | Pending sale | $1,049,000 |
| 2011-09-02 | Price change | $1,049,000 |
| 2011-07-17 | Price change | $1,099,000 |
| 2011-05-21 | Listed for sale | $1,169,000 |
For Sale by Agent
