405 Heather Point Ln, Watsonville, CA, 95076
About This Home
Just moments from Sand Dollar Beachone of Santa Cruz County's most treasured stretches of coastline405 Heather Point Lane offers the ultimate California coastal lifestyle. Perched above the Pacific with sweeping ocean views, this exceptional retreat features soaring ceilings, walls of glass, and light-filled living spaces designed to capture the beauty of the coast. The main residence offers 3 bedrooms, 2.5 bathrooms, an outdoor shower, and seamless indoor-outdoor living. The private backyard, enhanced with brand-new AstroTurf, creates a low-maintenance space for entertaining or relaxing in the ocean air. A detached guest casita provides flexibility for guests, a private office, or a creative retreat. Rarely does a home combine an exceptional location, breathtaking views, and effortless coastal living just moments from miles of sandy shoreline, surfing, shell collecting, and unforgettable sunsets.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- Fireplace features: Gas Starter
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: None
Interior Area
- Total structure area: 3,566
- Total interior livable area: 3,566 sqft
Property
Details
- Parcel number: 04606172000
- Zoning: RA
- Special condition: Standard
Lot
- Lot size: 0.37 Acres
Parking
- Total spaces: 1
- Parking features: Guest,Off Street,Oversized
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Inland Flooding
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,200 | $242,400 |
| Home Insurance * | $820 | $9,840 |
| Property Taxes | $4,016 | $48,192 |
| Electricity | $764 | $9,176 |
| Total | $25,800 | $309,600 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Price change | $3,995,000 |
| 2026-05-27 | Listed for sale | $4,249,000 |
| 2026-02-20 | Listing removed | $3,300 |
| 2026-02-05 | Price change | $3,300 |
| 2025-12-26 | Listed for rent | $3,500 |
| 2000-01-18 | Sold | $1,700,000 |
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