




885 Larkin Valley Rd, Watsonville, CA, 95076
About This Home
Charming Country Cottage with tranquil Valley Views, close to the beach & freeway. Located in sunny Larkin Valley, just south of Aptos. A much loved home for over 40 years. Large concrete patio surrounded by Wisteria, Roses, Blackberries and Apple & Plum trees. Enjoy your morning coffee on the valley view deck in the morning summer time sun. In the spring the yard comes alive with flowers and bulbs. 2 bedrooms, 2 baths, single level, 1115 Sq Ft. A possible 3rd bed room, office, or art studio off the Primary suite. Storage under the home and an extra room. Short trip to shopping in Aptos or Watsonville, and the beach. Easy drive to Capitola or Monterey.
Getting Around
Schools
Construction
Condition
- Year built: 1912
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Self Cleaning Oven,Oven/Range
- Laundry features: In Utility Room
Bathroom
- Features: FullonGroundFloor
Bedroom
- Features: PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: KitchenFamilyRoomCombo
Features
- High Ceilings
- Door features: None
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room
Heating & Cooling
- Heating features: Other
- Cooling features: None
Interior Area
- Total structure area: 1,115
- Total interior livable area: 1,115 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04943110000
- Zoning: RA
- Special condition: Standard
Features
- Patio & porch: Balcony/Patio
- Exterior features: Barbecue,Storage Shed Structure
- Has view: Yes
- View description: Hills,Ridge,Valley
Lot
- Lot size: 0.93 Acres
- Features: Corners Not Marked
Parking
- Total spaces: 3
- Parking features: Carport,Guest,Off Street
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $1,084 | $13,008 |
| Electricity | $398 | $4,786 |
| Total | $6,190 | $74,280 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $895,000 |
