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620 Baltusrol Dr, Aptos, CA, 95003

5beds
4baths
2,560sqft
$1,795,000
$701price/sqft
$12,072/moest. monthly cost
$482,880/yrincome needed

About This Home

Experience the Best of Coastal Living in Seascapes Country Club Neighborhood. Welcome to this updated 5-bedroom, 3.5-bathroom home in the desirable Country Club area of Seascape/Rio Del Mar. Just minutes from Hidden Beach, Seascape Resort, Swim & Racquet Club, and Seascape Golf Club, this spacious home blends comfort, style, and Santa Cruz charm. Inside, enjoy fresh interior and exterior paint, new carpet, elegant plantation shutters, and multiple living spaces ideal for entertaining. The galley-style kitchen features premium Viking and GE appliances. A dedicated office offers the perfect work-from-home space, while a separate laundry room adds everyday convenience. The backyard is designed for indoor-outdoor living, with a heated pool, an expansive patio, and an outdoor shower, perfect after a beach day. Home Features: Separate living, dining, and family rooms; five spacious bedrooms; dedicated office; laundry room; three full bathrooms plus a half-bath off the garage; professionally maintained landscaping and pool; two-car garage with additional driveway parking. Enjoy easy access to golf, dining, boutique shopping, local wineries, and Highway 1.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
5/10
Aptos Junior High SchoolGrades 7-81.2 mi
8/10
Aptos High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Crawl Space
  • Roof: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Built In Oven,Gas Oven/Range
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: Tile

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 05305222000
  • Zoning: R-1-10
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Heated,In Ground
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Fenced
  • Fencing: Back Yard

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$240$2,880
Property Taxes $2,208$26,496
Electricity $548$6,587
Total$12,072$144,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$413,897/yr
40% on housing$362,160/yr
45% on housing$321,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$701This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$687
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$1,899,000
2025-08-04Listing removed$7,900
2025-05-22Listed for rent$7,900

For Sale by Agent

AgentShawndy Linquist
BrokerageCompass

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