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315 Seascape Resort Dr, Aptos, CA, 95003

1beds
1baths
480sqft
$575,000
$1,198price/sqft
$4,098/moest. monthly cost
$163,920/yrincome needed

About This Home

Welcome to 315 Seascape Resort Drive in the prestigious Seascape Beach Resort in Aptosa rare opportunity to own a coastal retreat that offers both personal enjoyment and investment potential. This beautifully maintained 1-bedroom, 1-bath studio condominium features a functional kitchen, dining area, cozy fireplace, full bathroom with shower, and a picturesque private balcony perfect for relaxing after a day at the beach. As part of the Seascape Resort vacation rental program, owners may enjoy the property for up to 90 days per year while generating income through professionally managed vacation rentals during the remainder of the year (buyers to verify resort guidelines). Resort amenities include multiple swimming pools, hot tubs, golf cart shuttle service to the beach, beach bonfires, scenic walking trails, and access to the Seascape Sports Club featuring tennis courts, pickleball, fitness facilities, and a lap pool. Ideally located near Seascape Golf Club, charming Capitola Village, Santa Cruz, Nisene Marks State Park, boutique shopping, wineries, and outstanding coastal dining, this property is perfect for investors, retirees, or anyone seeking a hassle-free vacation home with income-producing potential in one of California's most desirable beach communities.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
5/10
Aptos Junior High SchoolGrades 7-81.9 mi
8/10
Aptos High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Pillar/Post/Pier,Other,Concrete Perimeter and Slab
  • Roof: Tile
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop
  • Laundry features: Community Facility

Bathroom

  • Features: Granite, ShoweroverTub1, UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite

Property

Accessibility

  • Accessibility features: Elevator/Lift

Details

  • Parcel number: 05445116000
  • Zoning: VA
  • Special condition: Standard

Features

  • Pool features: Fenced,Gunite,In Ground
  • Patio & porch: Balcony/Patio,Deck
  • Spa features: Other
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 392 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$76$912
Property Taxes $717$8,604
Electricity $398$4,786
Total$4,098$49,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,502/yr
40% on housing$122,940/yr
45% on housing$109,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,198This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$692
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$575,000
2021-12-21Sold$488,000
2021-12-02Pending sale$499,500
2021-11-06Contingent$499,500
2021-07-22Listed for sale$499,500
2021-06-28Contingent$499,500
2021-05-24Price change$499,500
2021-03-29Listed for sale$480,000
2008-08-20Sold$490,000

For Sale by Agent

AgentMichael Angeles
BrokerageRealty World Dominion

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