770 Graham Hill Rd, Santa Cruz, CA, 95060
About This Home
A home made for Santa Cruz living: open, relaxed, flexible, and close to everything. Inside, wide-open living spaces, tall ceilings, an open kitchen, natural light, and a fireplace create a bright setting for everyday living and easy entertaining. The main living area flows to a large upper deck, perfect for dinner outside, morning coffee, or quiet evenings looking out toward the trees and greenery. The floor plan offers comfortable main living spaces plus a private studio suite with its own entrance, ideal for guests, a home office, creative space, or extended living. Updated kitchen and bathrooms, solar, RV parking, and an EV charger add modern function. Set on a spacious lot along Graham Hill Road, the property offers multiple outdoor areas, including a large upper deck, lower patio, and room to relax, gather, garden, or enjoy the peaceful surroundings. Views of trees and greenery create a calm, tucked-away feel, while the location keeps you connected. Near the back entrance to Pasatiempo, you can be on Highway 17 in minutes for a commute over the hill, or head toward the beach, downtown Santa Cruz, redwood trails, and surf. A versatile Santa Cruz home with flexible living space, generous outdoor areas, and easy access to the lifestyle that makes this area so special.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Microwave,Built In Gas Oven/Range,Refrigerator,Dryer,Washer
- Laundry features: Gas Dryer Hookup,In Utility Room
Bathroom
- Features: DoubleSinks, Marble, PrimaryStallShowers, ShowerandTub, Tile
Bedroom
- Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: BreakfastNook, DiningL, DiningArea
Family Room
- Features: SeparateFamilyRoom
Features
- Flooring: Laminate,Tile
- Fireplace features: Family Room,Gas Starter
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,771
- Total interior livable area: 2,771 sqft
Kitchen
- Features: Countertop_Granite, ExhaustFan, Hookups_IceMaker, Pantry
Property
Details
- Parcel number: 06004105000
- Zoning: R-1-20
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Back Yard,Barbecue,Fenced,Drought Tolerant Plants
- Fencing: Perimeter,Front Yard,Mixed Height Type,Wood
Lot
- Lot size: 0.44 Acres
- Features: Sloped Down
Parking
- Total spaces: 8
- Parking features: Common,Off Site,Parking Area,Oversized
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,871 | $130,452 |
| Home Insurance * | $339 | $4,068 |
| Property Taxes | $2,097 | $25,164 |
| Electricity | $594 | $7,130 |
| Total | $13,901 | $166,812 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $2,150,000 |
| 2021-12-03 | Sold | $1,975,000 |
| 2021-10-19 | Price change | $1,895,000 |
| 2021-09-16 | Price change | $1,995,000 |
| 2021-09-02 | Listed for sale | $2,150,000 |
| 2005-01-01 | Sold | $1,049,000 |
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