2 Monte Verde Hts, Santa Cruz, CA, 95060
About This Home
Unique Hillside Property with Cabin + Main House on Ocean Street Extension! Located in one of Santa Cruz's most sought after enclaves, this property offers two structures: A charming 2 bedroom 2 full bath original cabin, built first and nestled into the slope. A larger main house, with 3 bedrooms and 3 full bathrooms was added later, with elevated views and a tree house like feel. Surrounded by mature trees, the setting is quiet, private, and filled with natural light. The land was lovingly used for organic gardening, fruit trees, and keeping chickens, making it ideal for buyers who value space to grow, create, or live close to nature. Summer time you feel community connection as the echo of the roaring camp train announces its arrival into and departing town. The home needs updates and repairs, but the craftsmanship is solid and the potential is exceptional. Whether you're an investor, builder, or homeowner with vision, this is an opportunity to restore a Santa Cruz original on a beautiful piece of land. Excellent multi generational living or rental income potential.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: DoubleSinks, ShowersoverTubs2plus, StallShower
Bedroom
- Features: PrimaryBedroomonGroundFloor
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Dining Room
- Features: FormalDiningRoom
Family Room
- Features: SeparateFamilyRoom
Features
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room,Wood Burning
Heating & Cooling
- Heating features: Baseboard,Radiant
- Cooling features: None
Interior Area
- Total structure area: 3,866
- Total interior livable area: 3,866 sqft
Property
Details
- Parcel number: 06036117000
- Zoning: RA
- Special condition: Standard
Lot
- Lot size: 1.08 Acres
Parking
- Total spaces: 2
- Parking features: Covered,Guest,Parking Area
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,761 | $93,132 |
| Home Insurance * | $242 | $2,904 |
| Property Taxes | $2,688 | $32,256 |
| Electricity | $829 | $9,948 |
| Total | $11,520 | $138,240 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Contingent | $1,535,000 |
| 2026-07-17 | Price change | $1,535,000 |
| 2026-06-16 | Listed for sale | $1,585,000 |
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