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200 McAmant Dr, Santa Cruz, CA, 95060

3beds
3baths
2,587sqft
$1,999,000
$773price/sqft
$13,235/moest. monthly cost
$529,400/yrincome needed

About This Home

AMAZING NEW PRICE! Santa Cruz View Retreat! This exceptional 3BR, 2.5BA home sits on 4+ acres of breathtaking, deer proof gardens w/ panoramic views from Monterey Bay to San Lorenzo Valley and the Summit. A well designed 2,587 ft floorplan offers serenity, privacy, and the quintessential Santa Cruz lifestyle. Enjoy full 360 vistas from the wraparound farmhouse porch w/ multiple areas for viewing sunrises, sunsets, or sailboat activity on the Bay. The property includes 2 garages, one w/ workshop, generator with propane tank, enclosed veggie gardens, metal gopher and rabbit proof planters, 2 Tuff Sheds, multiple outdoor living spaces. Stroll the gazebo, patios, decks & secret gardens. Listen to the quiet or to the gurgling fountains. Gardeners will love 20+ fruit trees, 2 greenhouses, mature landscaping & extensive brick and gravel pathways. Additional features include 2 bonus rooms in attic, security system, auto drip & sprinkler irrigation systems. Located in an official Firewise community, this rare retreat offers peaceful, expansive living just minutes from town. Perfect for nature lovers, entertainers, and anyone seeking a truly 1 of a kind property. Owner spent decades infusing the property with whimsy, eclectic touches and an insatiable love of plants & garden spaces! WOW

Getting Around

0
WalkingCar-Dependent
15
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

6/10
9/10
10/10
Santa Cruz High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter,Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven/Range,Refrigerator,Trash Compactor,Washer/Dryer

Bathroom

  • Features: DoubleSinks, ShowerandTub, ShoweroverTub1, Tile, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningL

Family Room

  • Features: SeparateFamilyRoom

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Security Gate
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,587
  • Total interior livable area: 2,587 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 06311315000
  • Zoning: RR
  • Special condition: Standard
  • Horse amenities: TrailerStorage,Unimproved

Features

  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Back Yard,Barbecue,Fenced,Gazebo,Storage Shed Structure,Fire Pit,Drought Tolerant Plants
  • Fencing: Mixed Height Type,Partial
  • Has view: Yes
  • View description: Bay,City Lights,Forest/Woods,Mountain(s),Valley,Water
  • Has water view: Yes
  • Water view: Bay,Water

Lot

  • Lot size: 4.36 Acres
  • Features: Farm Animals Restricted,Grade Varies

Parking

  • Total spaces: 2
  • Parking features: Detached,Electric Gate,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave
Winter Weather

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$316$3,792
Property Taxes $2,257$27,084
Electricity $554$6,656
Total$13,235$158,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$453,771/yr
40% on housing$397,050/yr
45% on housing$352,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$773This listing

vs Other Active Listings

Avg $/sqft

ZIP 95060$675
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95060$895
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$1,999,000
2026-07-21Price change$2,249,000
2026-06-16Listed for sale$2,399,000

For Sale by Agent

Agent Frank Murphy Realty
BrokerageFrank Murphy Realty

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