471 Country Estates Ter, Santa Cruz, CA, 95060
About This Home
UNDER $1MM! WOW! Currently avail. for viewing with appointment. Welcome to this charming 2 BR, 2 BA single level home. The 1,329 ft. delightful residence offers a cozy living experience set on a spacious 1.43 acre lot. The kitchen is a haven w/ butcher block counters & an island. The family room and dining area seamlessly integrate with the kitchen, creating a warm and inviting space perfect for gatherings. Primary suite includes a sauna! Extensive wrap around decking allows for a delightful blend of outdoor living, grilling, soaking in the wood fired hot tub or strolling down to year round Mill Creek. North coast beaches are a short drive away! The home boasts a variety of flooring options such as laminate, carpet, and vinyl/linoleum, catering to diverse styles. A wood stove and electric heating ensure comfort during cooler months, while double pane windows enhance energy efficiency. Additional amenities include a walk-in closet and convenient inside laundry with a washer and dryer. The property includes miscellaneous structures such as a shed and workshop, offering ample storage and creative space. Located in the highly regarded Bonny Doon School District, this home presents an opportunity for those seeking a peaceful retreat with abundant amenities.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Concrete Perimeter,Crawl Space
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: DoubleSinks, StallShower, Tub
Bedroom
- Features: PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningBar, NoFormalDiningRoom
Family Room
- Features: KitchenFamilyRoomCombo
Features
- Walk-In Closet(s)
- Flooring: Carpet,Laminate,Vinyl Linoleum
- Number of fireplaces: 2
- Fireplace features: Free Standing,Living Room,Outside,Wood Burning
Heating & Cooling
- Heating features: Electric,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 1,329
- Total interior livable area: 1,329 sqft
Kitchen
- Features: Countertop_Other, Island
Property
Details
- Parcel number: 06319103000
- Zoning: RR
- Special condition: Standard
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Barbecue,Dog Run/Kennel,Storage Shed Structure,Drought Tolerant Plants
- Fencing: Partial
- Has view: Yes
- View description: Forest/Woods
Lot
- Lot size: 1.43 Acres
- Features: Level,Sloped Down
Parking
- Total spaces: 12
- Parking features: Guest,No Garage,Off Street,Other,Parking Area,Oversized
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Inland Flooding
- Landslide
- Wildfire
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,540 | $54,480 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $1,016 | $12,192 |
| Electricity | $398 | $4,786 |
| Total | $6,095 | $73,140 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Price change | $999,000 |
| 2025-12-10 | Listed for sale | $1,019,900 |
| 2016-03-03 | Sold | $680,000 |
| 2016-01-21 | Pending sale | $685,000 |
| 2015-12-18 | Price change | $685,000 |
| 2015-12-08 | Listed for sale | $649,900 |
| 2007-02-16 | Sold | $689,000 |
| 2006-12-17 | Listed for sale | $698,000 |
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