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123 Pine Ave, Felton, CA, 95018

1beds
1baths
962sqft
$699,000
$727price/sqft
$4,854/moest. monthly cost
$194,160/yrincome needed

About This Home

Ideally situated in the serene Forest Lakes community, this sunny, storybook bungalow offers a bright and peaceful retreat on a spacious lot with plenty of room to garden and roam. Ideally located with easy access to the neighborhood park, swimming hole, and recreational areas, this home seamlessly blends rustic charm with everyday convenience. Inside, the main level features a warm and inviting open-concept living space filled with natural light and accented by beautiful wood floors. A separate dining area, generously sized bedroom and remodeled bathroom with pebbled shower add modern comfort without sacrificing the home's cozy character. Step outside to enjoy effortless indoor-outdoor living on the private deck which is ideal for relaxing or entertaining and overlooks a natural, tranquil yard. The property also includes a large detached outbuilding, perfect for use as a workshop, studio, or meditation space. Downstairs, a separate flex room with its own entrance offers excellent versatility for a home office, creative space, or studio area. The thoughtful layout allows for great separation of space, and additional under-house storage enhances everyday practicality. This is a rare opportunity to own a peaceful getaway in a sought-after setting. Dont miss this special gem!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven/Range

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Features: StallShower, Tile, UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: BreakfastBar, BreakfastNook, DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Living Room,Wood Burning,Wood Burning Stove

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 06412235000
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Back Yard,Barbecue,Storage Shed Structure
  • Has view: Yes
  • View description: Forest/Woods

Lot

  • Lot size: 6,621 sqft

Parking

  • Parking features: Guest,Off Street,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$181$2,172
Property Taxes $741$8,892
Electricity $398$4,786
Total$4,854$58,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,422/yr
40% on housing$145,620/yr
45% on housing$129,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$727This listing

vs Other Active Listings

Avg $/sqft

ZIP 95018$439
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95018$592
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$699,000
2001-06-29Sold$313,000
1998-07-22Sold$170,000

For Sale by Agent

AgentHeidi Robinson, Compass
BrokerageCompass

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