See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1239 La Madrona Dr, Santa Cruz, CA, 95060

4beds
4baths
3,206sqft
$1,599,000
$499price/sqft
$10,770/moest. monthly cost
$430,800/yrincome needed

About This Home

Saturday Open House ** Sprawling 3,206 sq.ft., one story home on 2.5 acres, bordering the Santa Cruz and Scotts Valley areas. Great commuter location to UCSC and the San Jose area. Four bedrooms and a bonus room currently used as a 5th bedroom. Four full baths, Large living room, currently divided as a living area with wet bar and fireplace, also a sitting area by the main entrance, off the kitchen. There is a great room with fireplace open to the dining area and kitchen, a great gathering area. A patio area off of the dining area offers opportunity for outdoor gatherings. Large primary bedroom has sliding glass door leading to an outdoor sitting area. This primary bedroom is handicap accessible. Huge laundry room adjacent to a pantry. Circular driveway, with carport parking for 4-6 cars and storage cabinets, and separate garage. Uncovered parking on the property for many more cars. Car collectors dream! lots of room for workshop trucks as well. Great large home that accommodates many people, or an investment property for renters, UCSC students.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Scotts Valley High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition, Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: In Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • One Or More Skylights,Vaulted Ceiling(s),Wet Bar
  • Flooring: Hardwood,Tile,Vinyl Linoleum
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 3,206
  • Total interior livable area: 3,206 sqft

Property

Details

  • Parcel number: 06722113000
  • Zoning: RA
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 2.53 Acres
  • Features: Sloped Up

Parking

  • Total spaces: 6
  • Parking features: Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$252$3,024
Property Taxes $1,746$20,952
Electricity $687$8,249
Total$10,770$129,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$369,257/yr
40% on housing$323,100/yr
45% on housing$287,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 95060$680
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95060$895
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$1,599,000
2025-09-12Price change$1,699,000
2025-08-22Listed for sale$1,799,000

For Sale by Agent

AgentHolly Ma
BrokerageDavid Lyng Real Estate

Similar Homes