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12040 Madrone Ave, Felton, CA, 95018

2beds
1baths
864sqft
$599,000
$693price/sqft
$4,291/moest. monthly cost
$171,640/yrincome needed

About This Home

Ultimate private getaway surrounded by nature and sunshine. This unique property offers a peaceful retreat that feels worlds away, yet is only about 15 minutes to Graham Hill Rd. Situated on 3 parcels totaling approx. 1/2 acre , the property is filled with lush gardens, mature landscaping, and fruit trees, creating a serene outdoor setting. Designed for enjoying the outdoors, the property features multiple sunny sitting areas, decks perfect for relaxing, entertaining, or soaking in the peaceful surroundings. Enjoy stunning treetop views, open skies, and a true sense of privacy and escape. Upstairs has been converted into a large comfortable 1-bedroom living space, while the downstairs features a separate bonus area with laundry and its own entrance, offering flexibility for guests, a home office, studio, or additional living space. Plenty of parking and two separate access points from Madrone and Upper Volver add to the convenience and versatility. Lots of parking! A rare opportunity for those seeking tranquility, sunshine, and a connection to nature without being too far from town.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: ShowerandTub, Tile

Bedroom

  • Features: WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl Linoleum
  • Fireplace features: Free Standing,Wood Burning Stove

Heating & Cooling

  • Heating features: Electric,Individual Room Controls,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 07507118000
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Fenced,Storage Shed Structure
  • Fencing: Gate
  • Has view: Yes
  • View description: Garden/Greenbelt,Mountain(s)

Lot

  • Lot size: 10,367 sqft
  • Features: Hillside

Parking

  • Total spaces: 6
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$155$1,860
Property Taxes $710$8,520
Electricity $398$4,786
Total$4,291$51,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,120/yr
40% on housing$128,730/yr
45% on housing$114,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$693This listing

vs Other Active Listings

Avg $/sqft

ZIP 95018$441
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95018$592
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$599,000
2026-06-20Contingent$599,000
2026-06-11Listed for sale$599,000
2024-10-14Listing removed$2,500
2024-05-05Listing removed--
2024-04-14Price change$2,500
2024-04-02Price change$2,800
2024-03-19Listed for rent$3,200
2019-06-06Sold$495,000
2019-05-03Listed for sale$435,000

For Sale by Agent

AgentDanielle Scott
BrokerageAnderson Christie, Inc.

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