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11120 Lake Blvd, Felton, CA, 95018

2beds
2baths
1,200sqft
$595,000
$496price/sqft
$4,483/moest. monthly cost
$179,320/yrincome needed

About This Home

Escape to your own private hideaway, surrounded by towering trees and sweeping canyon views. Its the sort of place where every day feels like a holiday. An expansive deck provides the ideal spot for entertaining, unwinding, or simply taking in the natural beauty around you. The home does need a few repairs, but its comfortable and entirely liveable as it stands. Recent updates include new stainlesssteel appliances, vaulted ceilings, outdoor storage, and generous parking, so you can settle in and enjoy it straightaway. The upper level features a spacious, sunfilled onebedroom, onebath layout with an openplan design and soaring ceilings. Downstairs, a cosy studio apartment comes with its own private deck and entrance. The flexible floor plan can easily be reconfigured into a twobedroom, twobath retreat if you prefer. Set on more than threequarters of an acre, the property may even accommodate a second dwelling or guest house. Just minutes from Felton and Scotts Valley shops and eateries, this home offers a rare blend of romance, practicality, and opportunity

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Microwave,Built In Oven/Range,Electric Oven/Range,Refrigerator,Trash Compactor,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings
  • Number of fireplaces: 1
  • Fireplace features: Free Standing

Heating & Cooling

  • Heating features: Fireplace(s),Space Heater,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite

Property

Details

  • Parcel number: 07524231
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 8
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$154$1,848
Property Taxes $923$11,076
Electricity $398$4,786
Total$4,483$53,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,702/yr
40% on housing$134,490/yr
45% on housing$119,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 95018$442
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95018$592
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-19Price change$595,000
2025-03-15Listed for sale$649,000
2025-03-11Contingent$649,000
2025-01-27Price change$649,000
2025-01-12Listed for sale$675,000
2023-05-31Listing removed--
2023-04-19Price change$865,000
2023-02-14Price change$885,000
2022-12-27Listed for sale$899,000
2022-11-11Listing removed--
2022-10-05Price change$899,000
2022-08-02Price change$915,000
2022-06-10Price change$925,000
2022-02-28Listed for sale$950,000
1998-02-23Sold$129,500

For Sale by Agent

AgentAllan Freiberg
BrokerageDavid Lyng Real Estate

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