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10188 Lake Blvd, Felton, CA, 95018

3beds
2baths
1,536sqft
$518,000
$337price/sqft
$3,822/moest. monthly cost
$152,880/yrincome needed

About This Home

Escape to the Santa Cruz Mountains at 10188 Lake Blvd, a peaceful Felton retreat wrapped in redwoods and surrounded by the natural beauty that makes this area so special. Offering 3 bedrooms, 2 bathrooms, and approx. 1,536 sq ft, this home features two kitchens, creating a flexible layout ideal for multigenerational living, extended stays with guests, or a comfortable separation of spaces for work/play. Set on over ½ acre of gorgeous, forested land, the setting is intentionally natural, think towering trees, privacy, and a true cabin in the woods feel (the parcel is primarily natural terrain rather than flat, usable yard space). Enjoy the Santa Cruz Mountain lifestyle with easy access to local favorites like Henry Cowell Redwoods State Park and the historic Roaring Camp Railroads. Buyer to verify intended use, permits, and square footage.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 07526208000
  • Zoning: R-1-15
  • Special condition: Standard

Lot

  • Lot size: 0.62 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,619$31,428
Home Insurance *$134$1,608
Property Taxes $671$8,052
Electricity $398$4,786
Total$3,822$45,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,040/yr
40% on housing$114,660/yr
45% on housing$101,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 95018$443
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95018$592
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$518,000
2026-04-02Listing removed$518,000
2026-03-24Listed for sale$518,000
2026-03-14Contingent$518,000
2026-02-03Listed for sale$518,000
2024-08-13Sold$70,000

For Sale by Agent

AgentSamuel Spinella II
BrokerageReal Brokerage Technologies

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