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9870 Brookside Ave, Ben Lomond, CA, 95005

3beds
2baths
1,371sqft
$899,000
$656price/sqft
$6,229/moest. monthly cost
$249,160/yrincome needed

About This Home

Nestled in the heart of the Santa Cruz Mountains, 9870 Brookside Drive offers a perfect blend of serene privacy & modern convenience. This captivating property is just a short stroll from the charming town of Ben Lomond, allowing you to enjoy local favorites like the historic Highlands Park and cozy mountain eateries while maintaining a peaceful, woodland retreat. Spanning over 16,000 square feet, the expansive lot provides a rare sense of space & possibility. The home itself features 3 spacious bedrooms & 2 well-appointed bathrooms, designed with a functional flow that suits both daily living & effortless entertaining. A dedicated home office offers the ideal sanctuary for remote work, framed by views of the surrounding greenery. The heart of the home is the sunlit breakfast area, where natural light pours in through elegant French doors. These doors open directly onto a private patio, creating a seamless indoor-outdoor transition perfect for morning coffee or alfresco dining under the stars. For those with hobbies or storage needs, the detached 2 car garage provides ample space for vehicles & gear. Surrounded by redwoods and lush landscaping, this property is more than just a house; it is a lifestyle. Experience the best of Ben Lomond living in this sun-drenched mountain gem.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1931

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Utility Room

Bathroom

  • Features: PrimaryStallShowers, ShoweroverTub1, Skylight, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Carpet,Laminate,Tile,Vinyl Linoleum

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: Whole House Fan

Interior Area

  • Total structure area: 1,371
  • Total interior livable area: 1,371 sqft

Kitchen

  • Features: Countertop_Granite

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 07706231000
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Courtyard
  • Fencing: None
  • Has view: Yes
  • View description: Forest/Woods

Lot

  • Lot size: 0.39 Acres
  • Features: Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave
Winter Weather

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$229$2,748
Property Taxes $1,057$12,684
Electricity $398$4,786
Total$6,229$74,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,565/yr
40% on housing$186,870/yr
45% on housing$166,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$656This listing

vs Other Active Listings

Avg $/sqft

ZIP 95005$470
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95005$689
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$899,000

For Sale by Agent

AgentSean Pate
BrokerageColdwell Banker Realty

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