See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9625 Highway 9, Ben Lomond, CA, 95005

3beds
2baths
1,850sqft
$1,010,000
$546price/sqft
$6,940/moest. monthly cost
$277,600/yrincome needed

About This Home

OPEN HOUSE - SUNDAY 16th 1:00-4:00 PM. ENCHANTING BEN LOMOND BUNGALOW WITH RIVER FRONTAGE. Well maintained, 1909 cottage style, two story vintage home with excellent separation of bedrooms, TV bonus rooms and home office/library options. The entrance includes: ample parking behind closed gate, blooming roses and mature garden plants near entry, garage access and screened in porch/swing. The rich original interior includes: stained glass window over river rock fireplace with hearth and mantle, redwood and knotty pine wainscotting, finished fir floors, custom tiles in kitchen countertops and backsplash, walk in-closets, claw-foot tub, and storage in various built-in closets, ample storage in attic and sub-area. The back side of the structures includes: : two decks with view of the river, outdoor dining areas, and hot-tub. Easy access to the underside of the structure. Meandering stone pathways lead down to multiple grassy areas with flat patio landings for gatherings and bar-b-ques. Refreshing water views up and down the San Lorenzo River. Easy access to all downtown Ben Lomond amenities: Ben Lomond riverside park, Park Hall theater, BL fire department, various restaurants. and BL Market.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts And Crafts,Craftsman,Vintage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Garage

Bathroom

  • Features: ShoweroverTub1, StallShower, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, WalkinCloset, PrimaryBedroomonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, DiningAreainLivingRoom

Family Room

  • Features: Other, SeparateFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Concrete,Laminate,Tile,Wood
  • Fireplace features: Living Room,Other Location,Pellet Stove

Heating & Cooling

  • Heating features: Central Forced Air Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen

  • Features: Countertop_Ceramic, Countertop_Tile, ExhaustFan

Property

Details

  • Parcel number: 07714106
  • Zoning: Residental
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck,Enclosed
  • Exterior features: Back Yard,Fire Pit
  • Spa features: Other,Cover,Spa/HotTub

Lot

  • Lot size: 0.29 Acres
  • Features: Sloped Down

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,107$61,284
Home Insurance *$257$3,084
Property Taxes $1,178$14,136
Electricity $398$4,786
Total$6,940$83,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,942/yr
40% on housing$208,200/yr
45% on housing$185,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$546This listing

vs Other Active Listings

Avg $/sqft

ZIP 95005$465
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95005$689
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$1,010,000
2026-07-25Pending sale$1,010,000
2026-07-19Price change$1,010,000
2026-05-20Listed for sale$1,023,000
2004-08-06Sold$512,500
2002-10-09Sold$450,000

For Sale by Agent

AgentConnie Denault
BrokerageCalifornia Dreaming

Similar Homes