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9655 Glen Arbor Rd, Ben Lomond, CA, 95005

3beds
2baths
1,056sqft
$850,000
$805price/sqft
$5,828/moest. monthly cost
$233,120/yrincome needed

About This Home

Sunny, private and quiet in one of Ben Lomonds most coveted settings, this thoughtfully upgraded retreat offers sunlight, fresh forest air, and peaceful privacy. Sunlight filters through the canopy, filling the home with a warm glow, while the gentle rustle of leaves creates a calming backdrop. Though it feels like a secluded escape, youre just moments from downtown Ben Lomond, local parks, restaurants, and an easy drive to Santa Cruz or Silicon Valley. The main level opens to an expansive sun-soaked deck, perfect for morning coffee, weekend BBQs, or relaxing as golden light fades through the trees. Downstairs provides flexible space ideal for a guest retreat or home office. Upgrades include owned solar with a grandfathered PG&E buyback program, a Tesla Powerwall, engineered structural improvements, and an oversized fireplace. Outside, enjoy a fenced backyard, private hot tub, and dedicated music studio. With generous off-street parking and an upstairs bedroom with an attached office or nursery, this home blends modern comfort with the beauty of mountain living.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning,Wood Burning Stove

Heating & Cooling

  • Heating features: Wood Stove,Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Countertop_Other

Property

Details

  • Parcel number: 07717133000
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Spa features: Other,Cover
  • Has view: Yes
  • View description: Garden/Greenbelt,Mountain(s)

Lot

  • Lot size: 8,059 sqft

Parking

  • Parking features: Carport,Covered,Off Street,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$217$2,604
Property Taxes $915$10,980
Electricity $398$4,786
Total$5,828$69,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,817/yr
40% on housing$174,840/yr
45% on housing$155,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$805This listing

vs Other Active Listings

Avg $/sqft

ZIP 95005$472
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95005$689
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$850,000
2012-10-26Sold$335,000
2012-10-06Listed for sale$339,000
2012-08-30Listing removed$339,000
2012-08-14Listed for sale$339,000
2012-06-28Sold$315,000
2004-09-16Sold$557,000

For Sale by Agent

Agent Strock Team
BrokerageeXp Realty of California Inc

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