314 Riverside Park Dr, Ben Lomond, CA, 95005
About This Home
Thoughtfully updated energy-efficient home in a welcoming neighborhood with exceptional outdoor amenities. Solar provides all needed electricity, helping keep utility costs low. Enjoy a productive landscape featuring Satsuma mandarins, pineapple guavas, Bearss limes, nectarines, thornless blackberries, thornless boysenberries, strawberries, and a young Meyer lemon tree. Established perennial gardens, raised garden beds, and mature plantings offer year-round beauty along with fresh flowers, herbs, fruits, and vegetables. Just one house from the river, providing easy access to a peaceful natural setting. After a day in the garden or by the water, rinse off in the heavenly outdoor shower and relax surrounded by sunshine, birdsong, and lush landscaping. Inside, you'll find dual-pane windows throughout, a cozy wood-burning fireplace insert with a blower, and a large garage. Located in a friendly neighborhood known for its annual summer block party and strong sense of community. Conveniently situated approximately 20 minutes from Santa Cruz and 30 minutes from San Jose, offering easy access to beaches, dining, shopping, and major employment centers. A unique opportunity to enjoy sustainable living, homegrown harvests, and an exceptional indoor-outdoor lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1922
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: In Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: DiningArea, NoFormalDiningRoom
Family Room
- Features: NoFamilyRoom
Features
- Number of fireplaces: 1
- Fireplace features: Insert,Wood Burning
Heating & Cooling
- Heating features: Gas,Wood Stove,Wall Furnace
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total structure area: 784
- Total interior livable area: 784 sqft
Property
Details
- Parcel number: 07728414000
- Zoning: R-1-15
- Special condition: Standard
Features
- Stories: 1
- Exterior features: Fenced
- Fencing: Back Yard,Gate,Mixed Height Type,Wood
Lot
- Lot size: 2,787 sqft
- Features: Mostly Level
Parking
- Total spaces: 1
- Parking features: Detached,Off Street,Other
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Cruz County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $620 | $7,440 |
| Electricity | $398 | $4,786 |
| Total | $4,198 | $50,376 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $599,000 |
| 2026-06-01 | Listed for sale | $649,000 |
| 2006-02-14 | Sold | $393,000 |
| 2002-04-24 | Sold | $188,000 |
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