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954 Scenic Way, Ben Lomond, CA, 95005

2beds
2baths
1,314sqft
$875,000
$666price/sqft
$5,918/moest. monthly cost
$236,720/yrincome needed

About This Home

Welcome to 954 Scenic Way, where you can imagine waking up surrounded by majestic redwoods, fresh mountain air, and complete peace, while still being just a short drive from the city. This stunning 2 bedroom, 2 bath home offers 1,314 square feet of thoughtfully designed living space, showcasing exceptional pride of ownership throughout. The chef-ready kitchen flows seamlessly into the main living area and opens directly to a beautiful deck, ideal for indoor-outdoor living, quiet morning coffee, or hosting memorable gatherings surrounded by nature. With its inviting layout and timeless design, this home perfectly blends comfort, style, and functionality. Dont miss the opportunity to make this serene retreat your own. Welcome to your private escape from the hustle and bustle!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Refrigerator,Washer/Dryer
  • Laundry features: In Garage

Bathroom

  • Features: DoubleSinks, ShowerandTub

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea, EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Features

  • One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Insert

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,314
  • Total interior livable area: 1,314 sqft

Kitchen

  • Features: Skylights

Property

Details

  • Parcel number: 07823414000
  • Zoning: R-1-15
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 6,709 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$223$2,676
Property Taxes $873$10,476
Electricity $398$4,786
Total$5,918$71,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,902/yr
40% on housing$177,540/yr
45% on housing$157,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$666This listing

vs Other Active Listings

Avg $/sqft

ZIP 95005$471
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95005$689
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$875,000
2021-06-21Sold$875,000
2021-05-28Contingent$795,000
2021-05-20Listed for sale$795,000
2019-11-04Sold$725,000
2019-10-07Pending sale$699,000
2019-10-03Listed for sale$699,000
1999-06-21Sold$245,000
1997-12-31Sold$214,000

For Sale by Agent

AgentMelissa Ramos-Pavao
BrokerageIntero Real Estate Services

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