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8787 Highway 9, Ben Lomond, CA, 95005

4beds
3baths
1,864sqft
$949,000
$509price/sqft
$6,402/moest. monthly cost
$256,080/yrincome needed

About This Home

Fabulous Opportunity! The Banana Slug Inn is a magical multi-unit property centrally located in the heart of Ben Lomond near restaurants, hiking and mountain bike trails, Highlands Park, grocery stores and much more! Serene forest setting with meandering creeks, bridge and a babbling fountain. Two charming homes with character from bygone eras and great separation for privacy. Cozy up in front of the living room fireplace of the front home while enjoying views of the redwoods or choose the back home with views of the creeks and garden areas. Back home has an additional, coverted living area as well as a common area laundry room. Potentially offset your mortgage with potential rental income or the perfect opportunity for an extended family. Plenty of parking with a circular driveway for easy ingress and egress to both entrances of the property. Bonus is the new roof!!! A true delight and a unique opportunity!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastBar, DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Vinyl Linoleum,Wood
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s),Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,864
  • Total interior livable area: 1,864 sqft

Property

Details

  • Parcel number: 07825202000
  • Zoning: R-1-15
  • Special condition: Standard

Lot

  • Lot size: 0.37 Acres

Parking

  • Parking features: Drive Through,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$242$2,904
Property Taxes $963$11,556
Electricity $399$4,796
Total$6,402$76,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,497/yr
40% on housing$192,060/yr
45% on housing$170,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$509This listing

vs Other Active Listings

Avg $/sqft

ZIP 95005$468
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95005$689
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$995,000
2026-02-10Price change$1,049,000
2025-11-05Listed for sale$1,095,000
2024-05-21Sold$950,000
2024-05-01Pending sale$899,000
2024-04-26Listed for sale$899,000
2008-12-23Sold$300,000
2008-11-15Listed for sale$365,000
2008-10-27Listing removed$399,000
2008-08-02Listed for sale$399,000

For Sale by Agent

AgentRussell Gross
BrokerageRussell E. Gross Real Estate

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