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12 Haven Ln, Boulder Creek, CA, 95006

2beds
2baths
1,628sqft
$680,000
$418price/sqft
$5,077/moest. monthly cost
$203,080/yrincome needed

About This Home

This beautifully designed redwood home is nestled along the San Lorenzo River in Boulder Creek. Set in the scenic Santa Cruz Mountains, this charming home blends rustic character with thoughtful design, offering a peaceful retreat just minutes from town. Inside, the spacious living and dining areas feature warm wood paneling and a cozy fireplace, creating an inviting gathering space. The primary bedroom connects to a flexible bonus room ideal for an office, nursery, or studio, while both bedrooms open onto a private deck with serene views of redwoods and lush greenery. Enjoy rare creek frontage, where the calming sounds of Boulder Creek enhance the home's tranquil setting. Located within walking distance to downtown Boulder Creek, you'll find local favorites including an organic grocery store, Joe's Bar, and Scopazzi's Restaurant. Outdoor enthusiasts will love nearby Big Basin Redwoods and Castle Rock State Parks, offering miles of scenic trails among ancient redwoods. Families also value the excellent small-town elementary school serving grades K5. With an easy commute to the Bay Area via Highway 9 or Bear Creek Road, this home offers the perfect balance of tranquility, history, and accessibility, an inviting retreat in one of the Santa Cruz Mountains' most beloved communities.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Oven/Range,Refrigerator

Bathroom

  • Features: ShoweroverTub1, StallShower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Property

Details

  • Parcel number: 08108110000
  • Zoning: C-2
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Forest/Woods

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave
Winter Weather

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$193$2,316
Property Taxes $1,048$12,576
Electricity $398$4,786
Total$5,077$60,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,068/yr
40% on housing$152,310/yr
45% on housing$135,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 95006$379
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95006$477
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$749,000
2026-02-27Listing removed$4,400
2025-12-22Listed for rent$4,400

For Sale by Agent

AgentMark Von Kaenel, KW Bay Area Estates, Jason D'amico, KW Bay Area Estates
BrokerageKW Bay Area Estates

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