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615 Heartwood Hl, Boulder Creek, CA, 95006

4beds
3baths
2,832sqft
$449,000
$159price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

ATTENTION OWNER BUILDERS, CONTRACTORS AND INVESTORS / TILLOTSON ESTATE PROBATE SALE / LARGE 4 BED 3 BATH TWO STORY HOME BUILT IN 1973 ON 2.6 ACRES WITHOUT THE BENEFIT OF PERMITS / LOCATED 5.7 MI FROM JOHNNY'S MARKET DOWNTOWN BOULDER CREEK / CURRENTLY OCCUPIED BY TENANTS / PROPERTY TO BE SOLD 'AS IS' / NO SELLER OR AGENT WARRANTIES / MAY BE A 'BEST AND FINAL' NEGOTIATION / SHOWINGS ARE STRICTLY LIMITED / MAY NEED COURT CONFIRMATION / A GREAT VALUE FOR THE RIGHT BUYER

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Fireplace features: Living Room,Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,832
  • Total interior livable area: 2,832 sqft

Property

Details

  • Parcel number: 086082032
  • Zoning: SFR
  • Special condition: CourtConfMayBeReqd

Features

  • Stories: 2

Lot

  • Lot size: 2.60 Acres

Parking

  • Parking features: No Garage,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$127$1,524
Property Taxes $461$5,532
Electricity $607$7,287
Total$3,465$41,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 95006$388
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95006$477
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$449,000
2018-11-28Sold$349,000
2018-10-29Pending sale$349,500
2018-09-19Price change$349,500
2018-08-02Price change$389,000
2018-07-29Listed for sale$425,000
2018-07-05Pending sale$425,000
2018-06-09Listed for sale$425,000
2015-10-07Listing removed$450,000
2015-09-05Listed for sale$450,000
2015-08-30Pending sale$450,000
2015-08-16Listed for sale$450,000
2015-07-22Pending sale$450,000
2015-05-14Listed for sale$450,000

For Sale by Agent

AgentVic Morvay
BrokerageeXp Realty of Northern California, Inc.

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