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780 Elsie Mae Dr, Boulder Creek, CA, 95006

4beds
3baths
3,003sqft
$1,399,000
$466price/sqft
$9,502/moest. monthly cost
$380,080/yrincome needed

About This Home

Where contemporary elegance meets mountain sophistication, this exceptional Boulder Creek retreat offers a rare blend of refined living and self-sufficient design. Perched above the tree line with ample sun exposure and a private redwood grove, the property commands fabulous views from its expansive 1,200 sq. ft. ipe ironwood deck.Upstairs living areas feature soaring vaulted open-beam ceilings, central air, and a soapstone-lined wood stove. The thoughtfully designed kitchen is a chef's dream,with granite counters, custom cabinetry, a Samsung induction range, Miele dishwasher and stainless steel GE refrigerator. Formal dining and living rooms flow seamlessly to the deck, blurring the line between indoor comfort and natural splendor. The home features 42 owned solar panels, a battery backup system, and a 10kW automatic transfer generator delivering energy independence without compromise.The fenced 1+ acre lot is a private sanctuary, thoughtfully landscaped with native plants, 10 raised garden beds, and numerous fruit trees. A spa, large garden shed, chicken coop complete this self-sufficient haven.All of this, just 2 miles from the heart of downtown BC, 11 miles to Scotts Valley,15 miles to the beach, and 29 miles to SJ, the perfect balance of seclusion and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Exhaust Fan,Microwave,Electric Oven,Oven/Range
  • Laundry features: In Garage,Tub/Sink,Inside,In Utility Room

Bathroom

  • Features: Granite, PrimaryStallShowers, ShowerandTub, ShoweroverTub1, StallShower, Tile, UpdatedBaths

Bedroom

  • Features: PrimaryBedroomonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Open Beam Ceiling
  • Flooring: Carpet,Hardwood,Slate,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central Forced Air,Central Forced Air Gas,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,003
  • Total interior livable area: 3,003 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite, ExhaustFan, Pantry

Property

Details

  • Parcel number: 09023116000
  • Zoning: R-1-20
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Back Yard,Barbecue,Fenced,Storage Shed Structure,Drought Tolerant Plants

Lot

  • Lot size: 1.16 Acres
  • Features: Level,Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave
Winter Weather

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$397$4,764
Property Taxes $1,388$16,656
Electricity $643$7,727
Total$9,502$114,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,782/yr
40% on housing$285,060/yr
45% on housing$253,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 95006$374
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95006$477
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,449,000
2021-02-09Sold$1,350,000
2021-01-19Listed for sale$1,250,000
2012-10-31Sold$600,000
2011-12-30Sold$750,000
2011-01-04Listing removed$750,000
2010-09-28Price change$750,000
2010-08-26Price change$799,000
2010-08-19Listed for sale$850,000
2001-08-15Sold$670,000

For Sale by Agent

AgentMary Ann Brown
BrokerageCompass

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