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23758 Hutchinson Rd, Los Gatos, CA, 95033

4beds
3baths
2,655sqft
$1,695,000
$638price/sqft
$11,412/moest. monthly cost
$456,480/yrincome needed

About This Home

Enjoy long-range views from this updated mountain home with spacious living areas and natural light throughout. The well-designed floor plan features a generous living room, formal dining room, and updated kitchen with a walk-in pantry, breakfast bar, and casual dining area open to the family room. A half bath and laundry room complete the main level. Upstairs are four comfortable bedrooms, including a bright primary suite with a walk-in closet and spacious bath featuring a skylight, soaking tub, and separate oversized glass-enclosed shower. Enjoy the large deck for relaxing or entertaining. Additional highlights include fully fenced and gated grounds, owned solar and a detached two-car garage. Wired for an automatic generator/EV charger. Quick access to Hwy 17. Approx. 15 minutes to downtown Los Gatos and 20 minutes to Santa Cruz. Located in the sought-after Los Gatos-Saratoga Union school district.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
10/10
Los Gatos High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Electric Oven,Refrigerator,Washer/Dryer
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, ShoweroverTub1, StallShower, TubinPrimaryBedroom, PrimaryOversizedTub

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningBar, EatinKitchen, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Central Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,655
  • Total interior livable area: 2,655 sqft

Kitchen

  • Features: Countertop_Granite, IslandwithSink, Pantry

Property

Details

  • Parcel number: 09328280000
  • Zoning: SU
  • Special condition: Standard

Features

  • Patio & porch: Balcony/Patio,Deck
  • Fencing: Gate
  • Has view: Yes
  • View description: Canyon,Mountain(s)

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Electric Gate,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$601$7,212
Property Taxes $1,672$20,064
Electricity $569$6,831
Total$11,412$136,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,268/yr
40% on housing$342,360/yr
45% on housing$304,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$638This listing

vs Other Active Listings

Avg $/sqft

ZIP 95033$687
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95033$608
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$1,695,000
2023-03-16Sold$1,555,000
2023-02-15Contingent$1,599,000
2023-01-07Price change$1,599,000
2022-12-14Listed for sale$1,725,000

For Sale by Agent

AgentTerese McCoy
BrokerageChristie's International Real Estate Sereno

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