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345 Eagle Rd, Scotts Valley, CA, 95066

3beds
3baths
2,700sqft
$1,499,000
$555price/sqft
$9,910/moest. monthly cost
$396,400/yrincome needed

About This Home

Escape to this expansive hilltop sanctuary with all the modern conveniences. Located on a private gated road, this sun-drenched home features vaulted beam ceilings and massive picture windows that frame far-reaching southern vistas and daily sunsets. Here, your morning coffee comes with south-facing, valley views, and your evenings conclude with golden hour sunsets that stretch across the horizon. The oversized primary suite is a true retreat, offering a walk-in closet and bath with a separate shower and view-facing soaking tub. Modern meets sustainable living with a whole-house generator, solar power, A/C, and an EV-ready 2+ car garage. The grounds feature meandering gardens, mature landscaping and fruit trees, a greenhouse, and a chicken coop. Perfectly positioned, you're less than 15 mins. to Scotts Valley for groceries & 20 to Los Gatos. For a smooth commute, hop on the freeway in a few minutes, and several scenic routes will always lead you back home for a commute to Silicon Valley or a quick trip to Santa Cruz beaches.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
7/10
8/10
Scotts Valley High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Gas Oven,Refrigerator,Washer/Dryer
  • Laundry features: Gas Dryer Hookup,Inside,In Utility Room

Bathroom

  • Features: ShowerandTub, ShoweroverTub1, FullonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastRoom, FormalDiningRoom

Family Room

  • Features: Other, SeparateFamilyRoom

Features

  • Walk-In Closet(s),Security Gate
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Primary Bedroom,Other,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air,Propane,Solar
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Features: Countertop_SolidSurfceCorian, Pantry

Property

Details

  • Parcel number: 09341109000
  • Zoning: RA
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue,Storage Shed Structure,Fire Pit
  • Spa features: Other
  • Fencing: Back Yard,Partial
  • Has view: Yes
  • View description: Canyon,Mountain(s),Ridge

Lot

  • Lot size: 1.45 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$296$3,552
Property Taxes $1,457$17,484
Electricity $578$6,947
Total$9,910$118,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,771/yr
40% on housing$297,300/yr
45% on housing$264,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 95066$607
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95066$719
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,599,000
2020-07-20Sold$1,397,500
2020-06-08Listed for sale$1,395,000
1999-10-22Sold$555,000

For Sale by Agent

AgentDani Scott
BrokerageAnderson Christie, Inc.

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