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16300 Old Ranch Rd, Los Gatos, CA, 95033

4beds
4baths
1,973sqft
$1,728,000
$876price/sqft
$11,530/moest. monthly cost
$461,200/yrincome needed

About This Home

Beautifully remodeled and thoughtfully designed for both privacy and convenience, this light-filled mountain retreat captures stunning ocean and mountain views while offering easy access to Highway 17 and just 15 minutes to downtown Los Gatos. Designed for comfortable mountain living, the home features 3 bedrooms and 2.5 bathrooms, an updated kitchen with quartz countertops, stainless steel appliances, and a reverse osmosis drinking water system. The open concept inviting living room showcases vaulted ceilings, bay windows that bring in abundant natural light, and an electric fireplace that creates a warm, welcoming atmosphere. The spacious primary suite opens directly onto the deck and includes radiant subfloor heating in the primary bathroom for everyday comfort. Downstairs, a large ADU-style area with a private entrance (not included in the square footage) offers flexibility for extended family, guests, a home office, or potential rental use. Modern efficiency meets self-sufficiency with central heating and A/C, solar panels connected to a Tesla Powerwall system installed in 2023, and two universal EV charger outlets installed in 2021. Outdoor living is exceptional. Expansive wood decks surround the home, creating multiple spaces for entertaining or relaxing in nature. The fenced backyard is beautifully landscaped with flowers, more than 20 different sweet fruit trees, and several varieties of grapevines for year-round enjoyment. Additional amenities include a two-car garage, an additional carport, and a dedicated laundry area. This inviting property blends tranquility, modern comfort, and breathtaking natural scenery—an exceptional opportunity to enjoy the very best of Los Gatos mountain living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
10/10
Los Gatos High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1979

Materials

  • Roof: Composition,Tile,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Water Filter System
  • Laundry features: Laundry Room,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Window features: Bay Window(s)
  • Flooring: Laminate,Tile,Vinyl,Carpet,Engineered Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Hot Water,Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,973
  • Total interior livable area: 1,973 sqft

Kitchen

  • Features: Stone Counters,Tile Counters,Dishwasher,Disposal,Gas Range/Cooktop,Kitchen Island

Property

Details

  • Parcel number: 09319121000
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Front Porch
  • Exterior features: Garden,Garden/Play
  • Fencing: Fenced

Lot

  • Lot size: 3.38 Acres
  • Features: Sloped Down,Back Yard,Front Yard,Landscaped,Side Yard,Landscape Back

Parking

  • Total spaces: 2
  • Parking features: Carport,Covered,Garage,Parking Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,737$104,844
Home Insurance *$613$7,356
Property Taxes $1,757$21,084
Electricity $423$5,077
Total$11,530$138,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$395,314/yr
40% on housing$345,900/yr
45% on housing$307,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$876This listing

vs Other Active Listings

Avg $/sqft

ZIP 95033$682
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95033$608
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$1,728,000
2021-07-30Sold$1,525,000
2021-06-02Contingent$1,549,000
2021-05-07Listed for sale$1,549,000
2017-04-26Sold$1,100,000
2004-02-27Sold$889,000
1999-03-12Sold$680,000

For Sale by Agent

AgentYan Hearns
BrokerageKw Advisors

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