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4760 Soquel Creek Rd, Soquel, CA, 95073

4beds
3baths
2,432sqft
$1,249,000
$514price/sqft
$8,275/moest. monthly cost
$331,000/yrincome needed

About This Home

Fresh new price! Tired of competing with multiple buyers? Prices going way over the list price? Agents not returning calls? Well here is your opportunity to grab a beautiful home in a great location. The house sits on approximately one acre of fully usable space with plenty of parking, sunny patio and expansive garden areas. The other 2 plus acres moves up the hill and provides several areas that are perfect for an ADU. Property is proximate to the Forest of Nisene Marks with world class hiking and biking trails. It is a quick drive to the beach and a very efficient drive to San Jose! This a great opportunity!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
Soquel High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Inside

Bathroom

  • Features: ShowerandTub, StallShower, Tub

Bedroom

  • Features: WalkinCloset, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: BreakfastBar, DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Living Room,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Kitchen

  • Features: Countertop_Marble, Countertop_Stone, Island

Property

Details

  • Parcel number: 10309135000
  • Zoning: RA
  • Special condition: Standard

Features

  • Patio & porch: Balcony/Patio
  • Spa features: Other,Spa/HotTub
  • Has view: Yes
  • View description: Forest/Woods,Hills,Mountain(s),Pasture,Valley

Lot

  • Lot size: 3.10 Acres
  • Features: Hillside

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$216$2,592
Property Taxes $1,223$14,676
Electricity $521$6,258
Total$8,275$99,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,714/yr
40% on housing$248,250/yr
45% on housing$220,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 95073$613
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95073$829
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$1,395,000
2026-04-30Price change$1,429,000
2026-04-08Listed for sale$1,439,000
2002-07-16Sold$595,000

For Sale by Agent

AgentFrank Claiborne
BrokerageOASIS PROPERTIES

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