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3968 Sawgrass Dr, Memphis, TN, 38125

2beds
3baths
1,412sqft
$207,999
$147price/sqft
$1,604/moest. monthly cost
$64,160/yrincome needed

About This Home

2 Bedrooms/2.5 Baths Zero Lot-Line; low maintenance; right next to Windyke with bird's eye view of the golf course.

Getting Around

4
WalkingCar-Dependent
21
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Germantown Middle SchoolGrades 6-82.4 mi
6/10
Germantown High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Disposal,Dishwasher,Microwave
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Private Full Bath
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Up,Half Bath Down,Den/Great Room,Kitchen,1/2 Bath,Primary Bedroom,2nd Bedroom,2 or More Baths,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Ventless,In Den/Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,412 sqft

Kitchen

  • Features: Pantry

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: D0242M C00086

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 4,791 sqft
  • Features: Level
  • Lot size dimensions: 40 x 125

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Earthquake
Inland Flooding
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,051$12,612
Home Insurance $210$2,520
Property Taxes $168$2,016
Electricity $175$2,103
Total$1,604$19,248

Income You'd Need if You Spent...

35% on housing$54,994/yr
40% on housing$48,120/yr
45% on housing$42,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 38125$153
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38125$134
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$209,990
2026-04-04Listing removed$221,490
2026-02-26Price change$221,490
2026-02-02Price change$222,490
2026-01-05Price change$222,990
2025-11-29Price change$223,990
2025-10-26Price change$224,990
2025-10-03Listed for sale$229,900
2025-09-25Listing removed$237,000
2025-08-29Price change$237,000
2025-08-09Listed for sale$240,000
2020-05-20Listing removed$1,390
2020-03-19Price change$1,390
2020-02-20Price change$1,349
2020-01-25Listed for rent$1,398
2019-08-20Listing removed$1,249
2019-08-03Price change$1,249
2019-07-11Listed for rent$1,299
2018-06-26Listing removed$1,199
2018-06-07Listed for rent$1,199
2010-12-07Sold$49,875
2010-06-07Sold$129,120

For Sale by Agent

AgentJames M Harvey
BrokerageKeller Williams

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