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26389 Siskiyou Dr, Cold Springs, CA, 95335

3beds
2baths
1,504sqft
$499,500
$332price/sqft
$3,714/moest. monthly cost
$148,560/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bathroom mountain retreat located in the peaceful community of Cold Springs, just minutes from Pinecrest Lake. This charming two-level home has been thoughtfully remodeled, offering modern comforts while maintaining that cozy cabin feel. Step inside and you’ll find a refreshed interior with warm finishes and inviting living spaces—perfect for year-round living or a weekend getaway. The spacious layout provides room for everyone, with bedrooms on both levels for privacy and flexibility. Major improvements have already been taken care of for peace of mind: • New septic system installed in October 2025 • Roof and driveway replaced in Fall 2020 Nestled among the pines, this property offers the ideal mountain lifestyle—fresh air, nearby lakes, hiking, skiing, and all the outdoor recreation Tuolumne County is known for. Whether you're enjoying quiet mornings on the deck or heading out for a day of adventure, this home is the perfect base for it all. Move-in ready and full of updates—your mountain getaway awaits!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Twain Harte SchoolGrades K-812.6 mi
6/10
Summerville High SchoolGrades 9-1217.6 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1979

Materials

  • Roof: Shingle
  • Construction materials: Composition Shingles,Wood Siding,Concrete,Glass

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Dryer,Washer,Electric Water Heater
  • Laundry features: 220 Volt Outlet,Dryer,Laundry Room,Washer,In Unit,Cabinets

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area,Counter - Solid Surface
  • Window features: Screens,Window Coverings
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Kitchen

  • Features: 220 Volt Outlet, Counter - Solid Surface, Range/Oven Free Standing, Refrigerator

Property

Details

  • Parcel number: 023402001000
  • Special condition: Standard

Features

  • Levels: Two Story
  • Stories: 2
  • Pool features: None
  • Exterior features: Other

Lot

  • Lot size: 0.32 Acres
  • Features: See Remarks

Parking

  • Parking features: Assigned,Parking Lot,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Winter Weather
Landslide
Lightning

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$329$3,948
Property Taxes $462$5,544
Electricity $398$4,786
Total$3,714$44,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,337/yr
40% on housing$111,420/yr
45% on housing$99,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 95335$197
Tuolumne County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 95335$192
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-06Listed for sale$525,000

For Sale by Agent

AgentWanda Lake
BrokerageCentury 21/Wildwood Properties

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