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23361 Pinewood Ln, Twain Harte, CA, 95383

5beds
3baths
3,100sqft
$999,000
$322price/sqft
$7,164/moest. monthly cost
$286,560/yrincome needed

About This Home

Welcome to your mountain retreat in the heart of Twain Harte! Situated on a stunning 5-acre lot with panoramic views, this exceptional property combines luxury living with thoughtful functionality. Located in a prime, private setting, this custom-built home offers unparalleled peace and privacy while still being close to town conveniences. Step inside to find a meticulously maintained residence featuring Brazilian cherry wood floors, a gourmet kitchen with high-end appliances and finishes, and an open-concept layout perfect for entertaining. Enjoy year-round comfort with a Generac backup generator, seller-owned solar system, no PG&E bills!! And a new washer and dryer for ultimate efficiency. Outdoors, take in the beauty of the Sierra from your new TimberTech decking, ideal for morning coffee or sunset gatherings. The property is secured with an automatic gated driveway, adding an extra layer of privacy and convenience. Car and hobby enthusiasts will love the oversized 3-car attached garage, an additional RV garage and a dedicated woodshopoffering ample space for all your projects and storage needs. Whether you're searching for a full-time residence or a luxurious mountain getaway this rare find combines comfort, craftsmanship, and breathtaking natural surroundings

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Twain Harte SchoolGrades K-80.7 mi
6/10
Summerville High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Pillar/Post/Pier,Concrete
  • Roof: Composition
  • Construction materials: Cement Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Trash Compactor,Ice Maker,Dishwasher,Disposal,Microwave,Double Oven,Wine Refrigerator,Dryer,Washer
  • Laundry features: Sink,Ground Floor,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Wood,See Remarks
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,100 sqft

Kitchen

  • Features: Granite Counters,Island w/Sink

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: Ground Floor,Walk-In Closet(s)

Property

Details

  • Parcel number: 04026005
  • Zoning description: Rural Residential
  • Special condition: Offer As Is

Features

  • Fencing: Entry Gate

Lot

  • Lot size: 5.10 Acres
  • Features: Private,Secluded

Parking

  • Total spaces: 3
  • Parking features: Attached,Boat,RV Garage Detached,Detached,RV Storage,Garage Door Opener,Garage Faces Front,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$525$6,300
Property Taxes $924$11,088
Electricity $664$7,977
Total$7,164$85,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,622/yr
40% on housing$214,920/yr
45% on housing$191,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 95383$221
Tuolumne County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 95383$246
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$999,000
2026-01-01Listing removed$1,200,000
2025-06-12Listed for sale$1,200,000
2001-06-28Sold$350,000
1994-11-10Sold$110,000
1994-03-31Sold$325,000

For Sale by Agent

AgentAmy Reed
BrokerageReed Realty

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